VP, Commercial Loan Officer

DFCU Financial; Grand Rapids (MI); On-site; USD 110,000 - 165,000; Full time

Benefits offered by this job

Incentive/bonus program

Hybrid work schedule

401k plan match

Medical, dental and vision insurance

Health savings account (HSA)

Flexible spending accounts

Paid time off

Tuition reimbursement

Wellness initiatives

Job summary

DFCU Financial is seeking a VP, Commercial Loan Officer in Grand Rapids, MI to lead business development and portfolio management for commercial clients. You will underwrite credits, structure solutions, and drive growth with cross-functional teams to deliver holistic financial services.

The role emphasizes strategic relationship management, community engagement, and adherence to lending policies, with a potential hybrid work schedule. Strong leadership is valued.

Qualifications

• Seven years lending or sales experience in the financial services industry.
• Three - five years commercial lending and credit underwriting experience.
• Demonstrated high performance in sales goal attainment.
• Demonstrated community involvement.
• High level of accuracy and attention to detail.
• Excellent interpersonal skills, including effective verbal and written communication.

Responsibilities

• Proactively identify and develop new business banking relationships focused on deposit and lending growth.
• Grow and manage a portfolio of commercial clients with tailored financial guidance and lending solutions.
• Connect clients with lending, deposits, Treasury Management, and SBA programs.
• Build partnerships with business owners, centers of influence, and professional networks to generate referrals.
• Represent DFCU in the community and support local business success.
• Analyze and underwrite credit requests per policies and risk appetite.
• Monitor loan covenants, past due accounts, and renewal timelines.
• Collaborate with Business Banking Assistants and Loan Documentation teams to streamline processing.
• Work cross-functionally with Retail, Treasury and Lending teams for holistic solutions.
• Prepare call plans and reviews; stay informed on market trends to be a trusted advisor.
• Ensure compliance with internal policies, credit standards, and regulatory requirements.
• Complete required professional development and compliance training.

Skills

Sales

Relationship building

Communication

Attention to detail

Community involvement

Interpersonal skills

Education

Bachelor's degree in business, finance or related field

Job description

Join the DFCU Financial team today, and discover the benefits, rewards and development opportunities from one of the largest and best managed credit unions in the country.

Do you get fired up helping businesses win? Do you thrive on fast-moving teamwork that matches your passion and drive? Do you need leadership that clears the path so you can focus on growing relationships and closing deals? As VP, Commercial Loan Officer, you'll be the driving force behind business development and building lasting client relationships in the Grand Rapids, MI market. We fuel growth-you close deals. Let's build our community together. Join our team.

The Opportunity:

We are seeking a VP, Commercial Loan Officer to join the DFCU Financial team in the Grand Rapids, MI area.

What You’ll Do:

Business Development & Relationship Management

• Proactively identify and develop new business banking relationships with a focus on deposit and lending growth.
• Grow and manage a portfolio of commercial clients, delivering tailored financial guidance and creative lending solutions that meet their evolving needs.
• Connect clients with a full suite of business banking services including lending, deposits, Treasury Management, and SBA programs to help their businesses thrive.
• Build strong partnerships with business owners, centers of influence, and professional networks to generate referrals and drive meaningful growth.
• Represent DFCU in the community and make a real and lasting impact by helping local businesses succeed.

Portfolio Management & Credit Expertise

• Analyze and underwrite credit requests in accordance with DFCU's policies and risk appetite, structuring thoughtful and strategic solutions.
• Monitor loan covenants, past due accounts, and renewal timelines to ensure portfolio health and risk mitigation.
• Collaborate closely with internal partners-including Business Banking Assistants and Loan Documentation teams-to streamline processing and deliver an exceptional client experience.

Team Collaboration & Strategic Engagement

• Work cross-functionally with Retail, Treasury, and Lending teams to deliver value through joint calling efforts and holistic financial solutions.
• Prepare detailed call plans and post-call reviews that translate client goals into actionable next steps. Stay informed on market trends, industry shifts, and client opportunities to remain a trusted advisor and thought partner.

Operational Excellence

• Ensure compliance with internal policies, credit standards, and regulatory requirements.
• Complete all required professional development and compliance training to support continuous growth.

What You’ll Need:

• Bachelor's degree in business, finance or related field.
• Seven years lending or sales experience in the financial services industry.
• Three - five years commercial lending and credit underwriting experience.
• Demonstrated high performance in sales goal attainment.
• Demonstrated community involvement.
• High level of accuracy and attention to detail.
• Excellent interpersonal skills, including effective verbal and written communication.

What We Offer:

• Incentive/bonus program
• Potential for a hybrid work schedule
• 401k plan match, dollar for dollar up to 4%
• 401k additional employer contribution after one year at 5%
• Medical, dental and vision insurance effective date of hire
• Health savings account (HSA)
• Flexible spending accounts for medical and dependent care expenses
• Adoption assistance for qualified expenses maximum $10,000 per child
• Wellness initiatives and reimbursements
• Pre-paid legal services plan
• Identity protection plan
• Accident supplemental plan
• Short & long term disability plans paid for by company
• Company provided basic life insurance of $50,000 plus supplemental for employee, spouse and child
• Pet Insurance
• Free financial planning assistance
• Numerous fun employee events throughout the year
• Volunteer and community engagement opportunities
• Employee loan discounts (closed-end loans)
• Discounts with local and national companies through DFCU Perks
• Service / anniversary awards
• Employee discounts for company logo wear
• Employee referral payouts for recruiting your friends and family
• Paid lunch time
• Tuition reimbursement / Education assistance
• Ongoing training opportunities
• Leadership development program
• Paid time off
• Paid holidays (13 per year)
• Flexible scheduling for students

Equal Opportunity Employer / Disabled / Veterans