VP, Commercial Loan Officer

DFCU Financial; Winter Park (FL); Hybrid; USD 120,000 - 180,000; Full time

Benefits offered by this job

Hybrid schedule

401k match

Medical/dental/vision

HSA

Tuition reimbursement

Paid time off

Paid holidays

Life insurance

Job summary

DFCU Financial seeks a VP, Commercial Loan Officer to lead growth in deposits and loans within the Longwood/Winter Park/Orlando area. You will manage a commercial loan portfolio, underwrite credit in line with policy, and partner with internal teams to deliver tailored financial guidance and banking services.

The role emphasizes relationship management, community presence, and strategic collaboration across Retail, Treasury, and Lending teams to support local businesses and drive measurable

Qualifications

• Bachelor's degree in business, finance or related field.
• Seven years lending or sales experience in the financial services industry.
• Three–five years commercial lending and credit underwriting experience.
• Demonstrated high performance in sales goal attainment.
• Demonstrated community involvement.

Responsibilities

• Proactively identify and develop new business banking relationships with a focus on deposit and lending growth.
• Grow and manage a portfolio of commercial clients, delivering tailored financial guidance and creative lending solutions.
• Connect clients with a full suite of business banking services including lending, deposits, Treasury Management, and SBA programs.
• Build strong partnerships with business owners and networks to generate referrals and drive growth.

Skills

Interpersonal skills

Written communication

Verbal communication

Team collaboration

Analytical skills

Problem solving

Adaptability

Education

Bachelor's degree in business/finance or related field

Tools

Microsoft 365

Job description

Join the DFCU Financial team today, and discover the benefits, rewards and development opportunities from one of the largest and best managed credit unions in the country.

The Opportunity:

We are seeking a VP, Commercial Loan Officer to join our team in the Longwood / Winter Park / Orlando, Florida area. This role is responsible for proactively seeking new deposits and loans while building client relationships. Excellent communication, strong analytical skills and customer relations are an integral part of the role. Manage an existing portfolio with respect to annual reviews, past due and client retention.

What You'll Do:

Business Development & Relationship Management

• Proactively identify and develop new business banking relationships with a focus on deposit and lending growth.
• Grow and manage a portfolio of commercial clients, delivering tailored financial guidance and creative lending solutions that meet their evolving needs.
• Connect clients with a full suite of business banking services including lending, deposits, Treasury Management, and SBA programs to help their businesses thrive.
• Build strong partnerships with business owners, centers of influence, and professional networks to generate referrals and drive meaningful growth.
• Represent DFCU in the community and make a real and lasting impact by helping local businesses succeed.

Portfolio Management & Credit Expertise

• Analyze and underwrite credit requests in accordance with DFCU's policies and risk appetite, structuring thoughtful and strategic solutions.
• Monitor loan covenants, past due accounts, and renewal timelines to ensure portfolio health and risk mitigation.
• Collaborate closely with internal partners-including Business Banking Assistants and Loan Documentation teams-to streamline processing and deliver exceptional client experience.

Team Collaboration & Strategic Engagement

• Work cross-functionally with Retail, Treasury, and Lending teams to deliver value through joint calling efforts and holistic financial solutions.
• Prepare detailed call plans and post-call reviews that translate client goals into actionable next steps.
• Stay informed on market trends, industry shifts, and client opportunities to remain a trusted advisor and thought partner.

Operational Excellence

• Ensure compliance with internal policies, credit standards, and regulatory requirements.
• Complete all required professional development and compliance training to support continuous growth.

What You'll Need:

• Bachelor's degree in business, finance or related field.
• Seven years lending or sales experience in the financial services industry.
• Three - five years commercial lending and credit underwriting experience.
• Demonstrated high performance in sales goal attainment.
• Demonstrated community involvement.
• High level of accuracy and attention to detail.
• Proficient in Microsoft 365.
• Demonstrated analytical and problem-solving skills.
• Able toinitiateand embrace change.
• Excellent interpersonal skills, including written and verbal communication, and ability to work in a team environment.

What We Offer:

• Incentive/bonus program
• Potential for a hybrid work schedule
• 401k plan match, dollar for dollar up to 4%
• 401k additional employer contribution after one year at 5%
• Medical, dental and vision insurance effective date of hire
• Health savings account (HSA)
• Flexible spending accounts for medical and dependent care expenses
• Adoption assistance for qualified expenses maximum $10,000 per child
• Wellness initiatives and reimbursements
• Pre-paid legal services plan
• Identity protection plan
• Accident supplemental plan
• Short & long term disability plans paid for by company
• Company provided basic life insurance of $50,000 plus supplemental for employee, spouse and child
• Pet Insurance
• Free financial planning assistance
• Numerous fun employee events throughout the year
• Volunteer and community engagement opportunities
• Employee loan discounts (closed-end loans)
• Discounts with local and national companies through DFCU Perks
• Service / anniversary awards
• Employee discounts for company logo wear
• Employee referral payouts for recruiting your friends and family
• Paid lunch time
• Tuition reimbursement / Education assistance
• Ongoing training opportunities
• Leadership development program
• Paid time off
• Paid holidays (13 per year)
• Flexible scheduling for students

Equal Opportunity Employer / Disabled / Veterans