Vice President Commercial Lender - Grand Rapids, MI

LMCU; Grand Rapids (MI); Sur place; USD 120 000 - 160 000; Plein temps

Avantages offerts par ce poste

Weekly pay

Retirement savings options

Health coverage

Dental coverage

Vision coverage

HSA match

Paid parental leave

Tuition reimbursement

Résumé du poste

Lake Michigan Credit Union (LMCU) seeks a Vice President Commercial Lender in Grand Rapids, MI. This senior role leads commercial loan production, expands depository relationships, and drives portfolio growth through strong relationship management and strategic credit solutions.

You will oversee loan structuring, processing, and closing, ensuring compliance with lending regulations while supporting members’ business objectives. A Bachelor’s degree and 5+ years in commercial lending are preferred.

Qualifications

• Five+ years of experience in commercial lending and portfolio management.
• Thorough knowledge of commercial lending policy, depository services, and banking operations.
• Strong financial analysis capabilities and ability to read financial statements.
• Excellent communication and interpersonal skills.
• Active involvement in community and industry organizations preferred.

Responsabilités

• Build and maintain a strong pipeline of commercial lending opportunities to support portfolio growth.
• Develop understanding of members’ businesses, operations, financial performance, and objectives.
• Manage and deepen member relationships by cross-selling deposit products and other services.
• Provide members with insights, industry knowledge, and market trends to support decisions.
• Monitor the loan portfolio to ensure credit quality and oversee past-due credits and non-performing loans.
• Conduct regular member meetings to assess performance and identify new lending opportunities.
• Evaluate loan requests and assess creditworthiness and feasibility.
• Gather and analyze required documentation for loan approvals and closings.
• Coordinate with Credit team and other resources to ensure timely loan processing and closing.
• Ensure compliance with federal/state lending regulations and risk management standards.

Connaissances

Commercial lending experience

Portfolio management

Financial analysis

Communication skills

Industry involvement

Formation

Bachelor's degree in Business, Finance, Economics, or related field

Description du poste

Job Title: Vice President Commercial Lender

Primary Location: 5540 Glenwood, Grand Rapids, MI

Employee Status: Full-time salary

Workplace Type: Fully On-Site

Who we are:

At LMCU, you'll find more than just a job - discover a fulfilling career where your contributions truly matter. Join our talented team at Lake Michigan Credit Union and discover the difference an employer who puts people first can make in your career and life.

About this position:

The Vice President Commercial Lender is responsible for commercial loan production, loan portfolio growth, and the expansion of depository relationships with both existing and new members. This role focuses on relationship management, delivery of financial solutions, and support of members’ business objectives.

Key Responsibilities:

Relationships and Loan Portfolio Growth for Existing Customers

• Build and maintain a strong pipeline of commercial lending opportunities to support portfolio growth.
• Develop a thorough understanding of members’ businesses, including their operations, financial performance, and strategic objectives.
• Manage and deepen existing member relationships by identifying opportunities to cross-sell deposit products and other financial services.
• Provide members with insights, industry knowledge, and market trends to support informed business decisions.

Loan Portfolio Management and Maintenance

• Monitor the commercial loan portfolio to ensure strong credit quality, including oversight of past-due credits, non-performing loans, loan servicing, and the resolution of outstanding loan conditions.
• Conduct regular member meetings on a quarterly to semi-annual basis to assess performance and identify new lending opportunities.

Loan Structuring, Processing, and Closing

• Evaluate member loan requests and make preliminary assessments of creditworthiness and feasibility.
• Gather and analyze required documentation, including financial statements and project-related information.
• Collaborate with the Credit team to obtain additional information or clarification needed for loan approval and closing.
• Coordinate internal and external resources to ensure timely and efficient loan processing and execution of loan documents.
• Ensure full compliance with all federal and state lending regulations, LMCU policies, and risk management standards.

What you’ll bring:

• Bachelor’s degree in Business, Finance, Economics, or related field.
• Five+ years of experience in commercial lending, with proven success in portfolio management and business development.
• Thorough knowledge of commercial lending policy, depository services, credit union/banking operations.
• Solid financial analysis capabilities and understanding of financial statements.
• Excellent communication and interpersonal skills.
• Active involvement in community and industry organizations preferred.

What you’ll get:

• All Employees: weekly pay and retirement savings options.
• Full Time Employees: comprehensive health coverage including medical (with prescription), dental, vision, HSA match, paid parental leave, and tuition reimbursement.
• To see a full list of our benefit offerings, check out this helpful guide!

LMCU is an Equal Opportunity Employer

LMCU is an Equal Opportunity Employer