Mortgage Loan Officer - Lansing area

DFCU Financial; East Lansing (MI); On-site; USD 55,000 - 75,000; Full time

Benefits offered by this job

401k match

Tuition reimbursement

Health insurance

HSA

FSA for medical and dependent care

Education assistance

Adoption assistance

Wellness programs

Legal plan

Identity protection

Disability plans

Life insurance

Employee discounts

Paid time off

Paid holidays

Financial planning assistance

Lunch break paid

Volunteer opportunities

Employee events

Referral bonuses

Training opportunities

Leadership development

Flexible scheduling for students

Job summary

DFCU Financial in Lansing area seeks an experienced Mortgage Loan Officer to originate mortgage applications for the DFCU portfolio and manage loan sales to the secondary market. The role emphasizes building relationships with real estate professionals and proactive networking to drive business.

The candidate should have a minimum of three years as a Mortgage Loan Officer with strong knowledge of mortgage regulations, excellent communication skills, and proficiency with Microsoft 365.

Qualifications

• Minimum three years current experience as a Mortgage Loan Officer with annual production levels exceeding $8 million.
• Knowledge of mortgage regulations and secondary market requirements.
• Detail-oriented with strong organizational skills.
• Proficient in Microsoft 365.
• Excellent interpersonal and written/verbal communication skills.

Responsibilities

• Maintain relationships with the local real estate community and inform clients about products.
• Proactively network to generate business.
• Work with borrowers to advise on pre-approval, refinance, or purchase goals.
• Respond to borrowers in person, by phone, or online and accept applications.
• Review borrower documentation for requirements before processing.
• Assist processing team with borrower interaction as needed.
• Assist in training less experienced employees when requested.
• Assist with business development for Mortgage Services.
• Attend local Board of Realtors functions.

Skills

Relationship building

Networking

Detail orientation

Analytical thinking

Interpersonal skills

Teamwork

Evening hours

Education

High School diploma

Tools

Microsoft 365

Job description

Opportunity

We are seeking Mortgage Loan Officer(s) in the Lansing area. In this role, the Mortgage Loan Officer is responsible for all requirements in the originating of mortgage applications for the DFCU portfolio and saleable loans to the secondary market.

What You'll Do

• Maintain a relationship with the local real estate community, offering information on our products and services.
• Proactively network to generate business.
• Work with borrowers to recommend a course of action based on the borrower's goal to be pre-approved, refinance or purchase a property.
• Respond to borrowers both inside and outside the office, answering inquiries and accepting applications in person, by phone or online.
• Review borrower supplied documentation to confirm it meets requirements prior to sending to the processing center.
• Assist processing team with borrower interaction as required.
• Assist in training less experienced employees when requested.
• Assist with business development efforts for the Mortgage Services department.
• Attend local Board of Realtors functions.

What You'll Need

• High School diploma or equivalent.
• Minimum three years current experience as a Mortgage Loan Officer with annual production levels exceeding $8 million.
• Demonstrated knowledge of mortgage regulations and secondary market requirements.
• Detail-oriented with strong organizational skills.
• Proficient in Microsoft 365.
• Demonstrated analytical and problem-solving skills.
• Able to initiate and embrace change.
• Excellent interpersonal skills, including written and verbal communication, and ability to work in a team environment.
• May require some evening and Saturday hours

What We Offer

• 401k plan match, dollar for dollar up to 4%
• Tuition reimbursement / Education assistance
• Medical, dental and vision insurance effective date of hire
• Health savings account (HSA)
• Flexible spending accounts for medical and dependent care expenses
• Adoption assistance for qualified expenses maximum $10,000 per child
• Wellness initiatives and reimbursements
• Pre-paid legal services plan
• Identity protection plan
• Accident supplemental plan
• Short- & long-term disability plans paid for by company
• Company provided basic life insurance of $50,000 plus supplemental for employee, spouse, and child
• Pet Insurance
• Paid time off
• Paid holidays (13 per year)
• Free financial planning assistance
• Paid lunch time
• Numerous fun employee events throughout the year
• Volunteer and community engagement opportunities
• Employee loan discounts (closed-end loans)
• Service / anniversary awards
• Employee discounts for company logo wear
• Recognition and awards for outstanding team and individual performance (branch and member service center employees)
• Employee referral payouts for recruiting your friends and family
• Ongoing training opportunities
• Leadership development program
• Flexible scheduling for students

Equal Opportunity Employer / Disabled / Veterans