VP, Commercial Lending & Relationship Growth

Abby Bank; Appleton (WI); On-site; USD 90,000 - 140,000; Full time

Benefits offered by this job

Health insurance

401(k)

Paid time off

Professional growth

Positive work environment

Community involvement

Job summary

AbbyBank is seeking a VP/Commercial Loan Officer in Appleton, WI to build and manage a portfolio of commercial credits while identifying new lending opportunities. You will analyze financial statements, structure loan requests, and present to Loan Committee, collaborating with Credit Analysts and bank teams.

The role emphasizes relationship management, community involvement, and delivering sound lending solutions with a focus on credit quality and regulatory compliance.

Qualifications

• Bachelor’s degree in finance, accounting, business administration, economics, or a related field.
• Minimum of 4 years of related commercial lending experience, including credit analysis, loan structuring, portfolio management, and business development.
• Experience analyzing financial statements, tax returns, credit reports, collateral, and other financial information.
• Experience managing or supporting a commercial loan portfolio and developing lending relationships (preferred).
• Strong knowledge of commercial lending practices, credit standards, applicable regulations, and bank lending policies.
• Strong analytical, mathematical, organizational, and time-management skills with excellent attention to detail.
• Excellent verbal, written, listening, and customer-service skills, including the ability to explain complex financial and lending information clearly.
• Ability to exercise sound independent judgment, maintain confidentiality, and make informed lending recommendations within established authority.
• Comfortable traveling between bank and customer locations and participating in community, trade, and professional activities.

Responsibilities

• Be a Trusted Advisor: Build and maintain strong relationships with business owners and customers by understanding their operations, financial goals, and lending needs.
• Grow the Portfolio: Develop new commercial lending opportunities through customer visits, networking, community involvement, referrals, and business development activities.
• Analyze & Structure Loans: Conduct loan interviews and analyze financial statements, tax returns, credit reports, cash flow, collateral, and other financial information to structure sound lending solutions.
• Collaborate & Problem Solve: Partner with Credit Analysts and lending staff on financial analysis, loan structuring, credit presentations, and strategies that support both customers and the Bank.
• Know Your Customers: Conduct on-site visits to understand business operations, evaluate collateral, develop relationships, and monitor existing credits.
• Prepare and confidently present accurate Loan Committee presentations and respond to questions regarding credit structure, financial condition, collateral, risk, and repayment sources.
• Manage Credit Quality: Serve and monitor a commercial loan portfolio, complete annual reviews and risk rating analysis, and proactively identify and address potential credit concerns.
• Lead with Confidence: Prepare and present Loan Committee presentations while clearly communicating credit structure, financial condition, repayment sources, collateral, and potential risks.
• Protect the Bank: Ensure loan closings, documentation, and lending practices are accurate, complete, and compliant with bank policies and regulatory requirements.
• Represent AbbyBank: Build a strong presence in the community by professionally representing the Bank with customers, prospects, business professionals, community organizations, and networking groups.

Skills

Relationship building

Credit analysis

Loan structuring

Portfolio management

Business development

Analytical abilities

Time management

Customer service

Education

Bachelor’s degree in finance, accounting, business administration, economics or related field

Job description

AbbyBank is seeking a VP/Commercial Loan Officer in Appleton, WI to build and manage a portfolio of commercial credits while identifying new lending opportunities. You will analyze financial statements, structure loan requests, and present to Loan Committee, collaborating with Credit Analysts and bank teams.

The role emphasizes relationship management, community involvement, and delivering sound lending solutions with a focus on credit quality and regulatory compliance.