VP Asset Finance Credit Risk – Structured Finance Leader

Goldman Sachs Group; Dallas (TX); On-site; USD 180,000 - 250,000; Full time

Job summary

Goldman Sachs seeks a VP-level professional to join the Asset Finance team in Credit Risk. You will structure asset-backed financings, assess transactions, and coordinate with legal, business, and risk teams to ensure robust documentation and risk mitigation.

The role requires strong communication, leadership, and the ability to coach junior staff, with exposure to diverse client types and multiple financing structures across real estate and structured finance. Dallas-based opportunity.

Qualifications

• Bachelor's degree or international equivalent.
• Minimum of 6 years of credit risk management experience, with exposure to loan underwriting.
• Experience assessing structured financing & lending and/or Commercial Real Estate financing transactions.

Responsibilities

• Underwrite structured financings (warehouse and other asset-backed financings) and commercial real estate financing transactions.
• Represent CR on deal structuring discussions and client due diligence meetings.
• Coordinate with business, legal and other teams to fully analyze transactions and ensure appropriate documentation, risk mitigants, and limits to minimize defaults and maximize recoveries.
• Draft deal memoranda, expressing and supporting CR's recommendations.
• Present credit views in meetings with senior management and committee members; escalation issues to CR senior management.
• Perform transaction/counterparty reviews, including recommending appropriate internal risk rating for each counterparty and setting credit limits.
• Monitor the performance of credit exposures in the portfolio, including adherence to terms and covenants, and help formulate risk-mitigating strategies as necessary.
• Detect and elevate notable industry trends and recommend appropriate action to senior management.
• Monitor and manage exposure at the facility, product, and portfolio levels; perform sector analysis regularly in order to assess portfolio concentrations and trends.
• Coach Associates and Analysts through transaction-specific work and non-transaction related tasks.
• Support ad-hoc non-transaction project work.

Skills

Structured financings

Asset-backed lending

Commercial Real Estate financing

Credit risk management

Underwriting

Education

Bachelor's degree

Job description

Goldman Sachs seeks a VP-level professional to join the Asset Finance team in Credit Risk. You will structure asset-backed financings, assess transactions, and coordinate with legal, business, and risk teams to ensure robust documentation and risk mitigation.

The role requires strong communication, leadership, and the ability to coach junior staff, with exposure to diverse client types and multiple financing structures across real estate and structured finance. Dallas-based opportunity.