Virtual Life Insurance Agent

FND Life; Honolulu (HI); On-site; USD 50,000 - 65,000; Full time

Job summary

FND Life is seeking a remote sales-focused roles specialist to conduct video conference reviews of clients' financial goals, income, and debt, and to pitch policy features, benefits, and limits.

You will handle inbound or warm-transfer leads, match clients with tailored policies, and guide submissions using e-signature tools. Coordinate with underwriters and maintain CRM records for ongoing follow-ups.

Qualifications

• Active Life and Health state license or plan to complete pre-licensing and pass exam.
• Sales or customer service or telemarketing experience preferred; entry-level remote roles may offer training.
• Clear criminal record to satisfy state Department of Insurance regulations.

Responsibilities

• Conduct video conferences to review a client's financial goals, income, and debt.
• Pitch and explain policy features, benefits, and limits.
• Handle inbound or warm-transfer leads using a computer-based phone dialer.
• Match customers with tailored insurance policies.
• Use e-signature platforms to authorize policy submissions.
• Coordinate with underwriters and carriers to track application status.
• Maintain detailed customer files using cloud CRM software.
• Perform routine virtual check-ins and policy reviews after major life events.
• Answer client questions regarding claims support and beneficiary.

Skills

Communication

Self-motivation

Organization

Education

Active Life & Health license or willing to complete pre-licensing

Tools

CRM software

Zoom/Video conferencing

e-signature tools

Digital quoting calculators

Job description

Conduct video conferences to review a client's financial goals, income, and debt.

Pitch and explain policy features, benefits, and limits.

Handle inbound or warm-transfer leads using a computer-based phone dialer.

Match customers with tailored insurance policies.

Digital Application & Processing:

Use e-signature platforms to authorize policy submissions.

Coordinate with underwriters and carriers to track application status.

Remote Account Management:

Maintain detailed customer files using cloud CRM software.

Perform routine virtual check-ins and policy reviews after major life events.

Answer client questions regarding claims support and beneficiary

Required Qualifications

Licensure: Active Life and Health state insurance license, or agreement to complete a pre-licensing course and pass the state exam.

Experience: Sales, customer service, or telemarketing background preferred, though entry-level remote positions often provide training.

Background Check:Clear criminal record to satisfy state Department of Insurance regulations.

Technical & Remote Setup

• Equipment: High-speed broadband internet connection, a quiet private home office space, and a computer with a webcam.
• Software: Familiarity with CRM software, Zoom/video conferencing platforms, e-signature tools, and digital quoting calculators.

Key Soft Skills

• Communication: Clear, persuasive speaking and listening skills to build trust entirely over video or phone.
• Self-Motivation: High drive to hit production metrics independently without direct in-person supervision.
• Organization: Time management capacity to run 8 to 15 virtual client appointments weekly