Universal Banker I: Client Advisor & Vault Teller

First State Bank and Trust; Bayport (MN); On-site; USD 42,000 - 64,000; Full time

Benefits offered by this job

Medical Insurance

Dental Insurance

Vision Insurance

HSA

FSA/FSDEP

Basic Life Insurance/Voluntary Life

Disability Insurance

401K/401K Match/Profit Sharing

Bonus

Paid time off

Paid holidays

Job summary

First State Bank and Trust Bayport, Minnesota, seeks an enthusiastic Universal Banker I to assist business, nonprofit, and consumer clients with banking transactions and financial guidance. You will identify needs, recommend products, and refer to specialists as needed, delivering friendly, accurate service daily.

The role emphasizes balancing cash, handling vault and teller duties, and expanding client relationships through education and referrals.

Qualifications

• High school diploma or GED required; two- or four-year degree preferred.
• Experience in financial services or retail banking recommended; teller/cash handling experience valued.
• Strong customer service focus and attention to detail essential.

Responsibilities

• Assist clients with banking transactions and advising on products and services.
• Balance ATM, cash drawers, and end-of-day procedures; support audits.
• Process deposits, loan payments, and other client transactions accurately and promptly.
• Educate clients on products to help meet their financial goals.
• Refer clients to appropriate departments for complex needs.

Skills

Customer service

Cash handling

Balancing cash

Teamwork

Education

High school diploma/GED

Post-secondary degree preferred

Tools

MS Office

Windows

Ten-key calculator

Job description

First State Bank and Trust Bayport, Minnesota, seeks an enthusiastic Universal Banker I to assist business, nonprofit, and consumer clients with banking transactions and financial guidance. You will identify needs, recommend products, and refer to specialists as needed, delivering friendly, accurate service daily.

The role emphasizes balancing cash, handling vault and teller duties, and expanding client relationships through education and referrals.