Universal Banker I: Build Relationships in Banking

UNITED COMMUNITY BANK; Spruce Pine (NC); On-site; USD 25,000 - 28,000; Full time

Job summary

United Community Bank in Spruce Pine, NC is seeking a Universal Banker I to deliver exceptional customer experiences while supporting financial wellness. You will assist with everyday transactions, engage in needs-based conversations, and educate customers on banking tools and technology.

You will combine service and sales expertise to strengthen relationships, process deposits and withdrawals with accuracy, and ensure compliance with regulations.

Qualifications

• 1+ years of previous banking, cash handling, or retail experience.
• Demonstrated analytical, accuracy, and problem-solving skills.
• Strong verbal and written interpersonal communication skills.

Responsibilities

• Drive proactive needs-based sales conversations through interactions, including service to sales, teller interactions, and appointment setting.
• Maintain a comprehensive understanding of retail banking products and services.
• Identify opportunities to enhance existing customer relationships and cultivate new ones by thoroughly understanding and addressing customers’ needs, while considering their unique perspectives and priorities.
• Assist customers financially by delivering loan products, while ensuring packages are correct and complete to minimize exceptions.
• Identify opportunities and make referrals to cross-sell banking products and services to other areas of the bank.
• Educate customers on options for managing transactions using technology and all other tools and resources available.
• Apply product and service knowledge to effectively solve customer problems.
• Process deposits, withdrawals, and other routine transactions with accuracy and confidentiality.
• Ensure adherence to banking regulations and internal policies.

Skills

Customer service

Sales

Communication

Cash handling

Job description

United Community Bank in Spruce Pine, NC is seeking a Universal Banker I to deliver exceptional customer experiences while supporting financial wellness. You will assist with everyday transactions, engage in needs-based conversations, and educate customers on banking tools and technology.

You will combine service and sales expertise to strengthen relationships, process deposits and withdrawals with accuracy, and ensure compliance with regulations.