Universal Banker — Build Relationships & Cross-Sell Solutions

MidAmerica National Bank; Eldridge (IA); On-site; USD 36,000 - 48,000; Full time

Job summary

MidAmerica National Bank in Eldridge, IA is seeking a Universal Banker to deliver exceptional customer service, handle financial transactions, and promote bank products and services. The role blends client engagement, operational accuracy, and compliance with banking regulations to support personal and business banking needs.

You will build relationships, process deposits and loans, and assist customers with accounts while upholding bank policies and providing a positive community banking

Qualifications

• 1+ year of customer service and cash handling experience preferred.
• Prior banking, sales, or customer service experience preferred.
• Strong communication and interpersonal skills.
• Ability to multitask and work in a fast-paced environment.
• Proficiency in Microsoft Office and computer applications.

Responsibilities

• Build relationships with customers, understand their financial needs, and provide personalized banking solutions.
• Promote and cross-sell products, including checking/savings accounts, loans, and digital banking services.
• Accurately process deposits, withdrawals, loan payments, check cashing, and money orders while ensuring compliance with bank policies and regulations.
• Maintain and balance a cash drawer.
• Assist customers with opening, closing, and maintaining accounts, including personal and business banking products.
• Originate and process retail loan applications, discuss loan options, collect required documentation, and ensure proper disbursement.
• Adhere to all banking policies, including the Bank Secrecy Act, Customer Identification Program, and Regulation E.
• Monitor for fraudulent activity and ensure transaction accuracy.
• Represent the bank in community events, participate in networking opportunities, and continuously develop knowledge of banking products and services.

Skills

Customer service

Cash handling

Communication

Multitasking

Microsoft Office

Job description

MidAmerica National Bank in Eldridge, IA is seeking a Universal Banker to deliver exceptional customer service, handle financial transactions, and promote bank products and services. The role blends client engagement, operational accuracy, and compliance with banking regulations to support personal and business banking needs.

You will build relationships, process deposits and loans, and assist customers with accounts while upholding bank policies and providing a positive community banking