Underwriting Team Lead

200 CRC Insurance Svcs LLC; Fresno (CA); On-site; USD 145,000 - 196,000; Full time

Benefits offered by this job

Medical insurance

401(k) plan with company match

Paid time off

Job summary

CRC Group is seeking a Lead Underwriter to steer underwriting strategy for complex risks in a fast-paced environment. You will lead underwriting operations, guide risk selection, and manage portfolio performance to drive profitability and growth.

You will oversee teams, mentor staff, and collaborate with brokers and market partners to implement pricing and product strategies while ensuring compliance with carrier guidelines and regulations.

Qualifications

• Bachelor’s degree preferred in related field.
• Extensive underwriting experience with leadership in managing teams.
• Proven profitability and growth through underwriting strategy.
• CPCU or equivalent certifications preferred; state licenses required per role.

Responsibilities

• Lead underwriting strategy and decision-making for complex risks.
• Oversee underwriting operations and ensure regulatory compliance.
• Monitor portfolio performance and adjust practices for profitability.
• Provide direction to underwriting teams to ensure quality and performance.
• Escalate complex issues and provide expert resolution.
• Develop broker and market partner relationships to support growth.
• Coach and develop underwriting staff for career progression.
• Analyze market trends to inform pricing and product strategy.

Skills

Underwriting leadership

Portfolio management

Risk assessment

Strategic thinking

Data analytics

Negotiation

People management

Relationship management

Education

Bachelor’s degree in Business, Finance, Insurance, or related field

Tools

Underwriting systems

Data analytics tools

Job description

Regular or Temporary: Regular Language Fluency: English (Required) Work Shift: 1st Shift (United States of America)

Please review the following job description:

The Lead Underwriter is responsible for leading underwriting operations within a specialized segment, driving profitability through strategic risk selection and portfolio management. This role provides leadership and oversight to underwriting teams while ensuring adherence to company standards and regulatory requirements. The core function of this role centers on balancing underwriting authority with leadership accountability, including setting underwriting strategy, managing portfolio performance, and supporting business growth.

KEY RESPONSIBILITIES

• Lead underwriting strategy and decision-making for complex risks, including evaluating, approving, and guiding risk selection and coverage structure
• Manage and oversee underwriting operations, ensuring adherence to carrier guidelines, company policies, and regulatory requirements
• Monitor portfolio performance and adjust underwriting practices to achieve profitability, growth, and risk management objectives
• Provide leadership, direction, and oversight to underwriting teams to ensure consistent execution, quality, and performance outcomes
• Serve as an escalation point for complex underwriting issues, providing expertise and resolution for challenging risk scenarios
• Develop and maintain strong relationships with brokers, agents, and market partners to support growth and strategic initiatives
• Coach, mentor, and develop underwriting staff to enhance technical expertise and support career progression
• Evaluate market trends, competitor activity, and data insights to inform pricing, product development, and underwriting strategy

EDUCATION AND EXPERIENCE

The requirements listed below are representative of the knowledge, skill and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

Bachelor’s degree in Business, Finance, Insurance, or a related field preferred

Extensive experience within underwriting, including commercial or specialty lines

Proven leadership experience managing underwriting teams and driving performance outcomes

Demonstrated success in achieving profitability and growth objectives through underwriting strategy and portfolio management

CERTIFICATIONS, LICENSES, REGISTRATIONS

Relevant certifications such as CPCU or equivalent professional designations preferred. Appropriate state-specific insurance licenses required based on role responsibilities.

FUNCTIONAL SKILLS

Advanced expertise in underwriting, risk selection, and portfolio management Strong leadership and people management capabilities across underwriting teams Financial acumen, including ability to analyze portfolio performance and profitability drivers Strategic thinking and ability to translate market insights into underwriting action Strong negotiation and relationship management skills with brokers and market partners Proficiency in underwriting systems, tools, and data analytics to support decision-making

The annual base salary for this position is $170,000.00.

General Description of Available Benefits for Eligible Employees of CRC Group: At CRC Group, we're committed to supporting every aspect of teammates' well-being – physical, emotional, financial, social, and professional. Our best-in-class benefits program is designed to care for the whole you, offering a wide range of coverage and support. Eligible full‑time teammates enjoy access to medical, dental, vision, life, disability, and AD&D insurance; tax‑advantaged savings accounts; and a 401(k) plan with company match. CRC Group also offers generous paid time off programs, including company holidays, vacation and sick days, new parent leave, and more. Eligible positions may also qualify for restricted stock units and/or a deferred compensation plan. CRC Group supports a diverse workforce and is an Equal Opportunity Employer that does not discriminate against individuals on the basis of race, gender, color, religion, citizenship or national origin, age, sexual orientation, gender identity, disability, veteran status or other classification protected by law. CRC Group is a Drug Free Workplace. EEO is the Law Pay Transparency Nondiscrimination Provision E-Verify.

Why CRC Group?

• Growth: Advance your career with our learning and leadership development programs.
• Innovation: Work in a forward‑thinking environment that values new ideas.
• Community: Be part of a supportive team that celebrates success together.
• Benefits: Enjoy competitive compensation, health benefits and retirement plans.

Who We’re Looking For

We seek passionate individuals who thrive in a fast‑paced, collaborative environment. If you value integrity and are driven to succeed, CRC Group is the place for you.