Inside Underwriter

500 Crump Life Ins Svcs LLC; Fresno (CA); On-site; USD 60,000 - 90,000; Full time

Benefits offered by this job

Medical insurance

Dental insurance

Vision insurance

Life insurance

401(k) with company match

Paid time off

Job summary

CRC Group in Fresno, California is seeking an experienced underwriting/broker professional to support a team by identifying, soliciting, and arranging appropriate insurance coverage for clients.

The role involves underwriting compliance, market submissions, relationship building with binding-authority and brokerage carriers, and handling new or renewal business with timely decisions.

Qualifications

• Bachelor's Degree or appropriate insurance designation.
• Three years of experience in underwriting or brokering E&S or specialty insurance products.
• Must be licensed in corresponding areas of insurance.
• Must be able to understand and independently manage the underwriting and brokerage process including analyze necessary components of insurance policies, determine terms and conditions, and price insurance products.
• Ability to understand the client's needs and have knowledge of the risk profiles associated.
• Recognize new trends and developments to the insurance industry and be able to incorporate into underwriting strategies.
• Possess strong knowledge of and experience in underwriting the types of accounts handled by the team on which they support.
• Ability to provide excellent customer service for retail insurance agencies.
• Team skills.
• Maintain current knowledge of the insurance industry.
• Good written and verbal skills.

Responsibilities

• Manage the underwriting process ensuring adherence to carrier underwriting guidelines and CRC policies and procedures.
• Submitting appropriate information to brokerage markets for accounts that do not fit binding authority markets.
• Make underwriting decisions and solve difficult underwriting and coverage problems for retail agencies.
• Develop, maintain and cultivate strong relationships with binding-authority and brokerage carriers.
• Solicit, market, quote, bind and confirm new and existing business.
• Negotiate the best terms and coverages available with accessible markets while properly communicating with all producers regarding submissions and decisions for new or renewal business in a timely manner.
• Approve and disapprove endorsement requests according to internal and carrier guidelines.
• Monitor accounts to ensure compliance with the firm's policies and procedures.
• Meet or exceed company file documentation standards, comply with underwriting authority level standards and pass all audits performed by markets and our Internal Review Department.
• Maintain necessary licenses.

Skills

Underwriting

Brokering E&S

Client needs assessment

Team skills

Excellent communication

Education

Bachelor's Degree or appropriate insurance designation

Job description

Regular or Temporary: Regular Language Fluency: English (Required) Work Shift: 1st Shift (United States of America) Please review the following job description:

Supports a team by identifying, soliciting, and arranging appropriate insurance coverage for clients by accessing binding authority and brokerage markets.

ESSENTIAL DUTIES AND RESPONSIBILITIES Following is a summary of the essential functions for this job. Other duties may be performed, both major and minor, which are not mentioned below. Specific activities may change from time to time.

• 1. Manage the underwriting process ensuring adherence to carrier underwriting guidelines and CRC policies and procedures.
• 2. Submitting appropriate information to brokerage markets for accounts that do not fit binding authority markets
• 3. Make underwriting decisions and solve difficult underwriting and coverage problems for retail agencies
• 4. Develop, maintain and cultivate strong relationships with binding-authority and brokerage carriers
• 5. Solicit, market, quote, bind and confirm new and existing business.
• 6. Negotiate the best terms and coverages available with accessible markets while properly communicating with all producers regarding submissions and decisions for new or renewal business in a timely manner.
• 7. Approve and disapprove endorsement requests according to internal and carrier guidelines.
• 8. Monitor accounts to ensure compliance with the firm's policies and procedures.
• 9. Meet or exceed company file documentation standards, comply with underwriting authority level standards and pass all audits performed by markets and our Internal Review Department.
• 10. Maintain necessary licenses.

QUALIFICATIONS Required Qualifications: The requirements listed below are representative of the knowledge, skill and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

• 1. Bachelor's Degree or appropriate insurance designation
• 2. Three years of experience in underwriting or brokering E&S or specialty insurance products
• 3. Must be licensed in corresponding areas of insurance
• 4. Must be able to understand and independently manage the underwriting and brokerage process including analyze necessary components of insurance policies, determine terms and conditions, and price insurance products
• 5. Ability to understand the client's needs and have knowledge of the risk profiles associated
• 6. Recognize new trends and developments to the insurance industry and be able to incorporate into underwriting strategies
• 7. Possess strong knowledge of and experience in underwriting the types of accounts handled by the team on which they support
• 8. Ability to provide excellent customer service for retail insurance agencies
• 9. Team skills
• 10. Maintain current knowledge of the insurance industry
• 11. Good written and verbal skills

The annual base salary for this position is $60,000- $90,000

General Description of Available Benefits for Eligible Employees of CRC Group:

At CRC Group, we're committed to supporting every aspect of teammates' well-being - physical, emotional, financial, social, and professional. Our best-in-class benefits program is designed to care for the whole you, offering a wide range of coverage and support. Eligible full-time teammates enjoy access to medical, dental, vision, life, disability, and AD&D insurance; tax-advantaged savings accounts; and a 401(k) plan with company match. CRC Group also offers generous paid time off programs, including company holidays, vacation and sick days, new parent leave, and more. Eligible positions may also qualify for restricted stock units and/or a deferred compensation plan. CRC Group supports a diverse workforce and is an Equal Opportunity Employer that does not discriminate against individuals on the basis of race, gender, color, religion, citizenship or national origin, age, sexual orientation, gender identity, disability, veteran status or other classification protected by law. CRC Group is a Drug Free Workplace. EEO is the Law Pay Transparency Nondiscrimination Provision E-Verify Join CRC Group, a leader in specialty wholesale insurance, and take your career to new heights. We're a dynamic team dedicated to innovation, collaboration, and excellence.

Why CRC Group?

• Growth: Advance your career with our learning and leadership development programs.
• Innovation: Work in a forward-thinking environment that values new ideas.
• Community: Be part of a supportive team that celebrates success together.
• Benefits: Enjoy competitive compensation, health benefits, and retirement plans.

Who We’re Looking For

We seek passionate individuals who thrive in a fast-paced, collaborative environment. If you value integrity and are driven to succeed, CRC Group is the place for you.