Underwriter III

EMC Insurance Companies; United States; Remote; USD 86,000 - 110,000; Full time

Job summary

EMC Insurance Companies is seeking an experienced underwriter to join our team in the United States. You will maintain and grow a profitable book of business, evaluate risk, and underwrite policies for commercial lines while building strong agency relationships.

The role requires a Bachelor's degree and at least three years in commercial underwriting; CPCU or similar designations are preferred. You will collaborate across teams to deliver excellent customer experiences and handle multiple

Qualifications

• Bachelor’s degree in insurance or business administration, or equivalent relevant experience.
• Three years of experience in commercial lines underwriting or related experience.
• Insurance designations, such as CPCU preferred.

Responsibilities

• Maintains and grows a profitable book of business for assigned territory
• Evaluates accounts for risk selection and pricing purposes
• Analyzes information to underwrite policies
• Develops and fosters agency relationships
• Collaborates with marketing representatives to ensure agents receive great customer experiences
• Collaborates with experienced underwriters to gain understanding in underwriting best practices

Skills

Underwriting knowledge

Risk analysis

Problem solving

Customer service

Independent work

Professional competence

MS Office & social media

Multi-project management

Written & verbal communication

Travel readiness

Education

Bachelor’s degree in insurance or business administration, or equivalent relevant experience

Three years of experience in commercial lines underwriting or related experience

CPCU or insurance designations preferred

Tools

Microsoft Office

Social media

Job description

At EMC, we’re all about working together to make an impact. As part of our team, you’ll have the opportunity to grow, contribute, and gain experience that matters. We strive to be caring leaders, close partners, and responsive experts—always supporting each other to do our best work. Join us, and let’s improve lives together.

Essential Functions:

• Maintains and grows a profitable book of business for assigned territory
• Evaluates accounts for risk selection and pricing purposes
• Analyzes information to underwrite policies
• Develops and fosters agency relationships
• Collaborates with marketing representatives to ensure agents receive great customer experiences
• Collaborates with experienced underwriters to gain understanding in underwriting best practices

Education & Experience:

• Bachelor’s degree, preferably in insurance or business administration, or equivalent relevant experience
• Three years of experience in commercial lines underwriting or related experience
• Insurance designations, such as CPCU preferred

Knowledge, Skills & Abilities:

• Good knowledge of underwriting and risk analysis
• Strong problem-solving skills and the ability to make sound decisions
• Strong customer service skills
• Ability to work effectively with others, as well as independently
• Ability to maintain high standards of professional competence
• Strong computer skills, including knowledge of Microsoft Office and social media
• Ability to work on multiple projects while meeting deadlines
• Strong written and verbal communication skills
• Occasional travel; a valid driver’s license with an acceptable motor vehicle report per company standards required if traveling

The hiring salary range for this position will vary based on geographic location, falling within either of the following:

$78,726 - $108,771 or $87,008 - $119,646

A hiring range represents a subset of the full salary range.The actual salary will depend on several factors, includingrelevant education, skills, and experience of an applicant, geographic location, and business needs.

For information relating to the benefits EMC Team Members receive as part of a comprehensive rewards package, please visit www.emcins.com/careers .

Our employment practices are in accordance with the laws that prohibit discrimination due to race, color, creed, sex, sexual orientation, gender identity, genetic information, religion, age, national origin or ancestry, physical or mental disability, medical condition, veteran status, active military status, citizenship status, marital status or any other consideration made unlawful by federal, state, or local laws.

_ All of our locations are tobacco free including in company vehicles. _