Senior Underwriter

EMC Insurance Companies; Oregon (WI); On-site; USD 93,000 - 141,000; Full time

Job summary

EMC Insurance Companies seeks an experienced Commercial Underwriter to manage a high-volume territory with substantial underwriting authority. You will assess complex accounts, price risk, and build strong agency partnerships while guiding less experienced team members.

Required are a bachelor's degree in insurance or business, five years of commercial lines underwriting experience, and a CPCU or similar designation preferred. Travel may be required as part of territory management.

Qualifications

• Bachelor's degree in insurance or business administration is required or preferred.
• Minimum of five years in commercial lines underwriting.
• CPCU designation or comparable credential preferred.

Responsibilities

• Selects, grows, and maintains a profitable book of business for a high-volume territory with underwriting authority.
• Evaluates and analyzes highly complex accounts for risk selection and pricing.
• Develops and fosters agency relationships.
• Collaborates with marketing reps to ensure agents receive superior customer experiences.
• Explains coverage decisions to agents and offers appropriate exposures.
• Mentors less experienced underwriters and contributes to team growth.

Skills

Underwriting

Risk analysis

Customer service

Communication

Leadership

Time management

Education

Bachelor's degree in insurance or business administration

Five years of commercial lines underwriting experience

CPCU designation preferred

Tools

Microsoft Office

Social media

Job description

At EMC, we're all about working together to make an impact. As part of our team, you'll have the opportunity to grow, contribute, and gain experience that matters. We strive to be caring leaders, close partners, and responsive experts - always supporting each other to do our best work. Join us, and let's improve lives together.

Essential Functions

• Selects, grows and maintains a profitable book of business for assigned high-volume territory with a high level of underwriting authority
• Evaluates and analyzes highly complex accounts for risk selection and pricing purposes
• Develops and fosters agency relationships
• Collaborates with marketing representatives to ensure agents receive superior customer experiences
• Offers appropriate coverage for exposures and explains decisions to agents
• Coordinates with marketing and branch management in the agency planning and review processes
• Serves as a mentor for less experienced underwriters

Education & Experience

• Bachelor's degree, preferably in insurance or business administration
• Five years of experience in commercial lines underwriting
• Insurance designations, such as CPCU preferred

Knowledge, Skills & Abilities

• Excellent knowledge of underwriting and risk analysis
• Exceptional problem-solving skills and the ability to make sound decisions
• Strong customer service skills
• Strong computer skills, including knowledge of Microsoft Office and social media
• Ability to work on multiple projects while meeting deadlines
• Excellent written and verbal communication skills, including the ability to speak effectively before groups
• Strong presentation skills preferred
• Ability to work effectively with others, as well as independently
• Demonstrated leadership qualities
• Occasional travel; a valid driver's license with an acceptable motor vehicle report per company standards required if traveling

The hiring salary range for this position will vary based on geographic location, falling within either of the following:

$92,670 - $128,045 or $102,443 - $140,845

A hiring range represents a subset of the full salary range. The actual salary will depend on several factors, including relevant education, skills, and experience of an applicant, geographic location, and business needs.

For information relating to the benefits EMC Team Members receive as part of a comprehensive rewards package, please visit www.emcins.com/careers.

Our employment practices are in accordance with the laws that prohibit discrimination due to race, color, creed, sex, sexual orientation, gender identity, genetic information, religion, age, national origin or ancestry, physical or mental disability, medical condition, veteran status, active military status, citizenship status, marital status or any other consideration made unlawful by federal, state, or local laws.

All of our locations are tobacco free including in company vehicles.