Senior Underwriter

EMC Insurance; Northern (KY); Hybrid; USD 93,000 - 141,000; Full time

Benefits offered by this job

401(k) plan match

Pension plan

One EMC bonus plan

Tuition reimbursement

Wellness initiatives

Job summary

EMC Insurance is seeking an experienced underwriter to oversee a high-volume territory with significant underwriting authority. You will evaluate complex accounts, set pricing strategies, and build strong agency partnerships to deliver superior client experiences.

The role requires a Bachelor's degree in insurance or business, five years in commercial lines underwriting, and CPCU or similar designations preferred. Occasional travel and leadership responsibilities are included.

Qualifications

• Bachelor's degree in insurance or business administration.
• Five years of experience in commercial lines underwriting.
• CPCU or other insurance designations preferred.

Responsibilities

• Selects, grows and maintains a profitable book of business for assigned high-volume territory with underwriting authority.
• Evaluates and analyzes highly complex accounts for risk selection and pricing.
• Develops and fosters agency relationships.
• Collaborates with marketing representatives to ensure agents receive superior customer experiences.
• Offers appropriate coverage and explains decisions to agents.
• Mentors less experienced underwriters.

Skills

Underwriting

Risk analysis

Customer service

Leadership

Communication

Travel

Education

Bachelor's degree in insurance or business

5 years commercial lines underwriting

CPCU

Tools

Microsoft Office

Social media

Job description

At EMC, we’re all about working together to make an impact. As part of our team, you’ll have the opportunity to grow, contribute, and gain experience that matters. We strive to be caring leaders, close partners, and responsive experts—always supporting each other to do our best work. Join us, and let’s improve lives together.

Essential Functions

• Selects, grows and maintains a profitable book of business for assigned high-volume territory with a high level of underwriting authority
• Evaluates and analyzes highly complex accounts for risk selection and pricing purposes
• Develops and fosters agency relationships
• Collaborates with marketing representatives to ensure agents receive superior customer experiences
• Offers appropriate coverage for exposures and explains decisions to agents
• Coordinates with marketing and branch management in the agency planning and review processes
• Serves as a mentor for less experienced underwriters

Education & Experience

• Bachelor's degree, preferably in insurance or business administration
• Five years of experience in commercial lines underwriting
• Insurance designations, such as CPCU preferred

Knowledge, Skills & Abilities

• Excellent knowledge of underwriting and risk analysis
• Exceptional problem-solving skills and the ability to make sound decisions
• Strong customer service skills
• Strong computer skills, including knowledge of Microsoft Office and social media
• Ability to work on multiple projects while meeting deadlines
• Excellent written and verbal communication skills, including the ability to speak effectively before groups
• Strong presentation skills preferred
• Ability to work effectively with others, as well as independently
• Demonstrated leadership qualities
• Occasional travel; a valid driver's license with an acceptable motor vehicle report per company standards required if traveling

The hiring salary range for this position will vary based on geographic location, falling within either of the following: $92,670 - $128,045 or $102,443 - $140,845. A hiring range represents a subset of the full salary range. The actual salary will depend on several factors, including relevant education, skills, and experience of an applicant, geographic location, and business needs.

For information relating to the benefits EMC Team Members receive as part of a comprehensive rewards package, please visit www.emcins.com/careers.

Our employment practices are in accordance with the laws that prohibit discrimination due to race, color, creed, sex, sexual orientation, gender identity, genetic information, religion, age, national origin or ancestry, physical or mental disability, medical condition, veteran status, active military status, citizenship status, marital status or any other consideration made unlawful by federal, state, or local laws.

All of our locations are tobacco free including in company vehicles.

Why should you choose to apply for a position at EMC?

We can give you plenty of reasons why EMC is a great place to work:

• More than 105 years of financial strength and stability
• Named a five-star insurance carrier by Insurance Business America
• Two-time recipient of the Best Practices Award of Excellence from the Independent Agents & Brokers of America
• Multiple locations recognized as Top Workplaces based solely on team member feedback
• Corporate culture that engages and empowers team members to achieve their best
• Outstanding benefits with life, medical, dental, vision and prescription drug coverage
• Competitive paid time off plan and a full day of volunteer time off annually
• Financial incentives, including a 401(k) plan match, pension plan, OneEMC bonus plan and recognition and anniversary awards
• Professional development and growth opportunities, including tuition reimbursement
• Wellness initiatives to improve team member well‑being and reduce health insurance costs
• Flexibility to dress for your day and opportunities for alternative work arrangements

EMC complies with labor law requirements. View the federal and e-verify labor law posters.

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