Underwriter I

Mutual-of-Omaha; United States; Remote; USD 32,000 - 33,000; Full time

Benefits offered by this job

Annual bonus opportunity

401(k) plan with company match

Remote-friendly work

Job summary

Mutual of Omaha Insurance Co. is seeking an Underwriter I to assess smaller, less complex life insurance cases. You will review applications for new policies, reinstatements, and changes, evaluating risk and confirming adherence to guidelines to approve within your limits.

Hours are Monday–Friday, 8:00am–4:30pm CST with flexible time after training. The role offers an hourly wage with a bonus possibility and a strong 401(k) plan, plus remote work eligibility for candidates in the United States

Qualifications

• Strong customer-facing skills and professional communication.
• Previous underwriting or case-management experience preferred.
• Excellent attention to detail and sound decision making.
• Comfort using Microsoft Office and standard business tools.
• Strong verbal and written communication.
• Willing to grow your underwriting career in a collaborative team.
• Remote work eligibility with high-speed internet in the United States or Puerto Rico.

Responsibilities

• Review life insurance applications and changes for smaller, less complex cases.
• Gather and assess data to evaluate risk and support decisions.
• Apply underwriting guidelines accurately with supervision as needed.
• Communicate clearly with internal teams and brokers.
• Balance workload in a high-production environment.
• Participate in daily management activities and process improvements.

Job description

Location: Remote
Work Type: Full Time Regular
Job No: 505351
Categories: Underwriting
Application Closes: Closes Nov 4, 2026

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As an Underwriter I, you'll take your first step into the world of underwriting by reviewing and making decisions on smaller, less complex life insurance cases. You’ll assess applications for new policies, reinstatements, and changes to existing policies to make sure they’re a good fit for our products. Using established guidelines, you’ll evaluate risk, ensure everything aligns with our standards, and approve cases within your assigned limits.

The schedule for this role will be Monday-Friday, 8:00am-4:30pm CST, with the opportunity for flex time once training is completed.

WHAT WE CAN OFFER YOU:

• Hourly Wage:$23.25 - $24.00, plus annual bonus opportunity.
• 401(k) plan with a 2% company contribution and 6% company match.
• Applicants for this position must not now, nor at any point in the future, require sponsorship for employment.

WHAT YOU'LL DO:

• Review life insurance applications and policy changes for smaller, less complex cases.
• Gather and assess data to evaluate risk, determine requirements, and support decision-making with supervision as needed.
• Apply underwriting and reinsurance guidelines accurately and with strong attention to detail using modern business tools.
• Communicate clearly and professionally with internal teams and business partners, ensuring timely and accurate messaging.
• Prioritize and manage a steady flow of back-to-back work in a high-production environment, balancing emails, incoming calls, and pending cases while demonstrating strong organizational skills, flexibility, and adaptability.
• Handle a limited number of daily phone calls, including risk assessment discussions and inquiries from brokers and internal partners.
• Participate in daily management activities and contribute to process improvements using current and emerging technologies.

WHAT YOU’LL BRING:

• Strong customer-facing skills in a professional office setting.
• Previous experience in Underwriting, Case Management, or roles in a high-production environment are strongly preferred.
• Strong attention to detail and ability to make thoughtful, logical decisions.
• Comfort working with technology, including Microsoft Office.
• Excellent written and verbal communication skills.
• A desire to grow your career in underwriting and contribute to a collaborative team.
• You promote a culture of diversity and inclusion, value different ideas and opinions, and listen courageously, remaining curious in all that you do.
• Able to work remotely with access to a high-speed internet connection and located in the United States or Puerto Rico.

If you have questions about your application or the hiring process , email our Talent Acquisition area at [e-mail] . Please allow at least one week from time of applying if you are checking on the status.

Together we achieve greatness. Not only is this a core value, but it’s also representative of the kind of place we are — built by the strength and integrity of our employees. It’s why we’re named a “Great Place to Work”.

Surround yourself with an authentic and inclusive culture. Your strengths and differences will be valued and celebrated by a diverse community of co‑workers.