Underwriter I

Mutual of Omaha; United States; Remote; USD 32,000 - 33,000; Full time

Benefits offered by this job

401(k) match

Paid vacation & holidays

Bonus potential

Job summary

Mutual of Omaha Insurance Co. in the United States is seeking an Underwriter I to review and decide on smaller life insurance cases, using established guidelines to assess risk and approve within limits.

You'll work Monday–Friday, 8:00am–4:30pm CST with potential flex time after training, and you can work remotely from the United States or Puerto Rico while communicating clearly with internal teams and brokers.

Qualifications

• Review life insurance applications and policy changes for smaller, less complex cases.
• Gather and assess data to evaluate risk and support decision-making with supervision as needed.
• Apply underwriting guidelines accurately with strong attention to detail using modern tools.

Responsibilities

• Review life insurance applications and policy changes for smaller, less complex cases.
• Gather and assess data to evaluate risk, determine requirements, and support decision-making with supervision as needed.
• Apply underwriting and reinsurance guidelines accurately and with strong attention to detail using modern business tools.
• Communicate clearly and professionally with internal teams and business partners, ensuring timely and accurate messaging.
• Prioritize and manage a steady flow of back-to-back work in a high-production environment, balancing emails, incoming calls, and pending cases while demonstrating strong organizational skills, flexibility, and adaptability.
• Handle a limited number of daily phone calls, including risk assessment discussions and inquiries from brokers and internal partners.
• Participate in daily management activities and contribute to process improvements using current and emerging technologies.

Skills

Underwriting

Case management

Attention to detail

Communication skills

Microsoft Office

Tools

Microsoft Office Suite

Job description

As an Underwriter I, you'll take your first step into the world of underwriting by reviewing and making decisions on smaller, less complex life insurance cases. You’ll assess applications for new policies, reinstatements, and changes to existing policies to make sure they’re a good fit for our products. Using established guidelines, you’ll evaluate risk, ensure everything aligns with our standards, and approve cases within your assigned limits.

The schedule for this role will be Monday-Friday, 8:00am-4:30pm CST, with the opportunity for flex time once training is completed.

WHAT WE CAN OFFER YOU:

• Hourly Wage: $23.25 - $24.00, plus annual bonus opportunity.
• 401(k) plan with a 2% company contribution and 6% company match.
• Work-life balance with vacation, personal time and paid holidays. See our benefits and perks page for details.
• Applicants for this position must not now, nor at any point in the future, require sponsorship for employment.

WHAT YOU'LL DO:

• Review life insurance applications and policy changes for smaller, less complex cases.
• Gather and assess data to evaluate risk, determine requirements, and support decision-making with supervision as needed.
• Apply underwriting and reinsurance guidelines accurately and with strong attention to detail using modern business tools.
• Communicate clearly and professionally with internal teams and business partners, ensuring timely and accurate messaging.
• Prioritize and manage a steady flow of back-to-back work in a high-production environment, balancing emails, incoming calls, and pending cases while demonstrating strong organizational skills, flexibility, and adaptability.
• Handle a limited number of daily phone calls, including risk assessment discussions and inquiries from brokers and internal partners.
• Participate in daily management activities and contribute to process improvements using current and emerging technologies.

WHAT YOU’LL BRING:

• Strong customer-facing skills in a professional office setting.
• Previous experience in Underwriting, Case Management, or roles in a high-production environment are strongly preferred.
• Strong attention to detail and ability to make thoughtful, logical decisions.
• Comfort working with technology, including Microsoft Office.
• Excellent written and verbal communication skills.
• A desire to grow your career in underwriting and contribute to a collaborative team.
• You promote a culture of diversity and inclusion, value different ideas and opinions, and listen courageously, remaining curious in all that you do.
• Able to work remotely with access to a high-speed internet connection and located in the United States or Puerto Rico.

We value diverse experience, skills, and passion for innovation.

If you have questions about your application or the hiring process, email our Talent Acquisition area at [e-mail]. Please allow at least one week from time of applying if you are checking on the status.

Fair Chance Notices