Underwriter

TEKsystems; Dallas (TX); Remote; USD 80,000 - 100,000; Full time

Job summary

An established industry player is seeking experienced Mortgage Underwriters to join their dynamic team. This fully remote position offers the opportunity to support loan processing for broker clients, ensuring compliance and driving quality underwriting decisions. With multiple openings available, the role involves reviewing loan applications, performing credit analyses, and collaborating with various teams to finalize approvals. The company is committed to providing a supportive work environment and offers a range of benefits, making it an exciting opportunity for dedicated professionals eager to contribute long-term.

Benefits

Medical, dental, vision

401(k) with pre-tax and Roth options

Life insurance and AD&D

Disability coverage

Employee Assistance Program

Time Off (PTO, Vacation, Sick Leave)

Transportation benefits

Qualifications

• Minimum 3+ years of mortgage underwriting experience required.
• Solid knowledge of mortgage underwriting and automated systems needed.

Responsibilities

• Review and assess loan files for compliance with lending guidelines.
• Approve or deny mortgage applications based on thorough review.

Skills

Mortgage Underwriting

Compliance with FHA, VA, and conventional guidelines

Credit Analysis

Documentation Review

Client Interaction

Education

3+ years of mortgage underwriting experience

Understanding of mortgage laws and regulations

Tools

Encompass

Excel

Job description

Description

Seeking experienced Mortgage Underwriters to join our team and support loan processing for broker clients. This role plays a critical part in evaluating loan applications, ensuring compliance, and driving quality underwriting decisions. We have multiple openings and are looking for dedicated professionals eager to contribute long-term.

Responsibilities

1. Loan Underwriting: Review and assess files submitted by broker clients, ensuring compliance with FHA, VA, and conventional lending guidelines.
2. Approval Process: Collaborate with the loan structure and precision income teams to finalize approvals.
3. Credit Reviews: Perform thorough credit analysis, underwriting 2–3 initial files per day and processing 6–8 final approval files daily (volume permitting).
4. Workflow Coordination: Work within the structured, end-to-end loan process, focusing solely on underwriting.
5. Compliance & Risk Assessment: Ensure loans meet investor guidelines (FHA UW, HUD UW, VA UW, VA IRRL, VA SAR, TrumsID Registration) and adhere to quality standards.
6. Decision Making: Approve or deny mortgage applications based on thorough review.
7. Documentation Review: Ensure all mortgage applications and documentation are accurate and complete.
8. Client Interaction: Work with clients to prepare applications and resolve issues as needed.
9. Regulatory Compliance: Coordinate with compliance officers to meet federal, state, and local regulations.
10. Additional Duties: Perform other related tasks as assigned.

Additional Skills & Qualifications

• Minimum 3+ years of mortgage underwriting experience.
• Solid knowledge of mortgage underwriting and automated systems.
• Understanding of mortgage laws and regulations, including Home Mortgage Disclosure Act.
• Knowledge of agency mortgage guidelines is helpful.
• Experience with FHA, VA, and conventional loan underwriting.
• Assessment score minimum of 15.
• Proficiency with Encompass and Excel preferred.

Pay and Benefits

The pay range is $31.00/hr. Eligibility for benefits depends on employment status and tenure. Benefits may include:

• Medical, dental, vision
• Critical illness, accident, hospital coverage
• 401(k) with pre-tax and Roth options
• Life insurance and AD&D
• Disability coverage
• HSA
• Transportation benefits
• Employee Assistance Program
• Time Off (PTO, Vacation, Sick Leave)

Workplace Type

This is a fully remote position.

Application Deadline

Closing date is anticipated as May 14, 2025.

About TEKsystems

We are a leading provider of business and technology services, helping clients accelerate transformation and unlock value. With 80,000 employees, we serve over 6,000 customers globally, including 80% of the Fortune 500. We are committed to diversity and equal opportunity employment.