Underwriter

Shelter Insurance Companies; Columbia (TN); On-site; USD 56,000 - 69,000; Full time

Benefits offered by this job

Health, Dental, Vision and Pharmacy

401(k) Savings and Profit Sharing

Paid Time Off

Wellness Program

Dress for Your Day

Flexible Scheduling

Job summary

Shelter Mutual Insurance Companies seeks an Underwriter to evaluate Personal and Commercial Lines risks, set ratings, and determine coverage decisions. You will communicate outcomes to customers and partners and conduct field visits as needed.

The role emphasizes mentoring underwriters and adhering to company policies, with a focus on accuracy and customer service in a dynamic insurance environment.

Qualifications

• Excellent verbal and written communication for explaining underwriting decisions.
• Ability to analyze risk, apply company policies, and meet deadlines.
• Experience to mentor underwriters and support partners.
• Familiarity with Personal and Commercial Lines preferred.

Responsibilities

• Evaluate Personal Lines and Commercial Lines risk acceptability, rating and coverage.
• Communicate decisions to customers and partners and conduct field visits.
• Mentor junior underwriters and ensure consistency with policy and procedures.

Skills

Strong communication

Risk analysis

Decision making

Mentoring underwriters

Customer-focused

Education

Bachelor's degree or equivalent

Job description

A company built to serve you. It's your career, Shelter it!

Underwriter

A company built to serve you. It's your career, Shelter it!

Underwriter

$55,993 - $69,422 minimum starting pay

Job Level: Individual Contributor

This position is part of Haulers Insurance Company, a subsidiary of Shelter Mutual Insurance Companies.
Shelter maintains broad salary ranges for its roles in order to account for variations in geographic location, education, training, skills, relevant work experience, business needs and market demands. Please remember that this range is the starting base pay only and does not consider other components that make up the total rewards package for the position.

What You Will Be Doing

Evaluate Personal Lines and Commercial Lines business for risk acceptability, classification, rating, coverage, and retention. Communicate decisions, support customers and business partners, conduct field visits, and mentor underwriters.

What We’re Looking For

• Strong oral, written, and customer-centric communication skills for explaining underwriting decisions, Company policies, practices, and procedures while adhering to corporate privacy guidelines.
• Ability to analyze risk, exercise judgment, make decisions, manage workload, meet deadlines, collaborate effectively, and maintain productive relationships.
• Ability to operate computers, office equipment, internal systems, and external vendor websites and platforms.
• College-level industry or Company coursework in general insurance, business, and communication is preferred.
• Exposure to Personal and Commercial Lines insurance, underwriting rules and regulations, rating and rules manuals, federal and state laws, and Company policies and procedures is preferred.
• Undergraduate college degree or equivalent related experience is preferred.
• Ability to perform essential functions of the job, with or without a reasonable accommodation.
  

Benefits

Shelter's uncompromising commitment to excellence doesn't stop with our customers. We recognize our employees are what make us a premier organization in the insurance industry. Shelter Employees enjoy such benefits as:

• Health, Dental, Voluntary Vision and Prescription Drug Insurance
• Savings and Profit Sharing 401(k)
• Paid Time Off for Sick and Personal Leave, Vacation and Holidays
• Vitality Wellness Program
• "Dress for Your Day" Dress Code
• Flexible Scheduling
• And much more!
  

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