Treasury Analyst

Monzo Bank Limited; United States; Hybrid; USD 64,000 - 79,000; Full time

Benefits offered by this job

Learning budget

Macbooks provided

Remote work support

Flexible working hours

Diversity & Inclusion initiatives

Job summary

Monzo Bank Limited is seeking a Treasury Analyst focused on commercial performance to support budgeting, stress testing, month-end, and modelling. You will help Monzo manage liquidity, capital, interest rate risk, and credit portfolios while collaborating across Treasury, Finance and Risk teams.

The role involves enhancing forecasting, automating processes, and delivering insights to drive informed business decisions.

Qualifications

• Experience working at a bank and knowledge of Treasury forecasting.
• Highly analytical and forward thinking approach.
• Able to articulate technical topics to diverse audiences.
• Strong technical skills

Responsibilities

• Support budgeting and forecasting processes including stress testing and model development.
• Support month end reporting including cost analysis and reporting.
• Enhance our control environment and automate processes with technology.
• Partner with internal teams to help inform business decisions.
• Bring experience in Treasury forecasting and liquidity management.

Skills

Budgeting

Forecasting

Stress testing

Modeling

Month end reporting

Data analysis

Financial analysis

Communication

Job description

Our Treasury team is growing and we're looking for a Treasury Analyst with a focus on commercial performance to support our investment strategy. We are looking for an enthusiastic, detail orientated & collaborative Treasury Analyst to play a key role in supporting Treasury's budgeting, stress testing, month end, and modelling. You'll support all core Treasury functions- learning how Monzo manages liquidity, capital, interest rate risk, and the credit portfolio to maintain balance sheet resilience. This is a collaborative role and you will work across the Treasury, Finance and Risk functions. You'll play a key role by…

• Supporting and enhancing our budgeting and forecasting process including stress testing and model development


• Supporting our month end reporting including cost analysis and reporting


• Enhancing our control environment


• Designing brilliant ways to automate our work and leveraging technology to ensure we scale with the business


• Partnering with teams internally to help them make informed business decisions


• Have experience working at a bank and knowledge of Treasury forecasting


• Have a highly analytical and forward thinking approach


• Are interested in identifying and using data, performing analysis, and understanding financial impacts on our bank


• Are able to articulate and explain technical topics to diverse audiences


• Have strong technical skills


• Are interested in learning more about the wider Treasury worlds of investment and capital management


• Diversity and inclusion are a priority for us and we're making sure we have lots of support for all of our people to grow at Monzo. At Monzo, we're embracing diversity by fostering an inclusive environment for all people to do the best work of their lives with us. This is integral to our mission of making money work for everyone. You can read more in our blog, 2026 Diversity and Inclusion Report and 2025 Gender Pay Gap Report.


• £48,500 - £60,000 Incentive Awards tied to your performance.

This role can be based in our London office, but we're open to distributed working within the UK (with ad hoc meetings in London) We offer flexible working hours and trust you to work enough hours to do your job well, and at times that suit you and your team. £1,000 learning budget each year to use on books, training courses and conferences. We will set you up to work from home; all employees are given Macbooks and for fully remote workers we will provide extra support for your work-from-home setup. Plus lots more! Read our full list of benefits.