Treasury Analyst

Remote Worker LTD.; United States; Hybrid; USD 64,000 - 79,000; Full time

Benefits offered by this job

Macbooks provided

Home office setup support

Job summary

Monzo is seeking a Treasury Analyst to support budgeting, stress testing, month-end, and modelling across Treasury, Finance and Risk. You will help maintain liquidity, capital, interest rate risk, and credit portfolio resilience while collaborating with teams to drive informed business decisions.

The role emphasizes data-driven analysis, process improvement, and effective communication of technical topics to diverse audiences, with flexible UK-based working options and a competitive pay package.

Qualifications

• Have experience working at a bank and knowledge of Treasury forecasting
• Highly analytical and forward thinking
• Able to articulate technical topics to diverse audiences
• Strong technical skills

Responsibilities

• Supporting and enhancing budgeting and forecasting, including stress testing and model development
• Supporting month end reporting including cost analysis and reporting
• Enhancing the control environment
• Designing ways to automate work and leverage technology to scale with the business
• Partnering with teams to help them make informed business decisions

Job description

We’re on a mission to make money work for everyone.

We’re waving goodbye to the complicated and confusing ways of traditional banking.

After starting as a prepaid card, our product offering has grown a lot in the last 10 years in the UK. As well as personal and business bank accounts, we offer joint accounts, accounts for 16-17 year olds, a free kids account and credit cards in the UK, with more exciting things to come beyond. Our UK customers can also save, invest and combine their pensions with us.

With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers!

We’re not about selling products - we want to solve problems and change lives through Monzo

London or remote UK | £48,500 - £60,000 + Incentive Award tied to your performance + Benefits | Hear from the team

Our Treasury team

Our Treasury team is growing and we’re looking for a Treasury Analyst with a focus on commercial performance to support our investment strategy. We are looking for an enthusiastic, detail orientated & collaborative Treasury Analyst to play a key role in supporting Treasury’s budgeting, stress testing, month end, and modelling. You’ll support all core Treasury functions- learning how Monzo manages liquidity, capital, interest rate risk, and the credit portfolio to maintain balance sheet resilience. This is a collaborative role and you will work across the Treasury, Finance and Risk functions.

You’ll play a key role by…

• Supporting and enhancing our budgeting and forecasting process including stress testing and model development
• Supporting our month end reporting including cost analysis and reporting
• Enhancing our control environment
• Designing brilliant ways to automate our work and leveraging technology to ensure we scale with the business
• Partnering with teams internally to help them make informed business decisions

We’d love to hear from you if you…

• Have experience working at a bank and knowledge of Treasury forecasting
• Have a highly analytical and forward thinking approach
• Are interested in identifying and using data, performing analysis, and understanding financial impacts on our bank
• Are able to articulate and explain technical topics to diverse audiences
• Have strong technical skills
• Are interested in learning more about the wider Treasury worlds of investment and capital management

What’s in it for you

£48,500 - £60,000 + Incentive Awards tied to your performance.

This role can be based in our London office, but we're open to distributed working within the UK (with ad hoc meetings in London)

We offer flexible working hours and trust you to work enough hours to do your job well, and at times that suit you and your team.

£1,000 learning budget each year to use on books, training courses and conferences.

We will set you up to work from home; all employees are given Macbooks and for fully remote workers we will provide extra support for your work-from-home setup.

Plus lots more! Read our full list of benefits.

This process should take around 3-4 weeks - your schedule is really important to us, so we promise to be as flexible as possible!

For more insight into the hiring experience at Monzo, check out our blog post.

#LI-TP1

Equal opportunities for everyone

Diversity and inclusion are a priority for us and we’re making sure we have lots of support for all of our people to grow at Monzo. At Monzo, we’re embracing diversity by fostering an inclusive environment for all people to do the best work of their lives with us. This is integral to our mission of making money work for everyone. You can read more in our blog, 2026 Diversity and Inclusion Report and 2025 Gender Pay Gap Report.

We’re an equal opportunity employer. All applicants will be considered for employment without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, or veteran, neurodiversity or disability status.