Treasury Analyst

Pacific Life Insurance; Newport Beach (CA); Híbrido; USD 103.000 - 126.000; Jornada completa

Ventajas ofrecidas por este puesto de trabajo

Health benefits starting day 1

Paid time off

401k with company match

Parental leave

Adoption assistance

Descripción de la vacante

Pacific Life Insurance invites a Senior Treasury Analyst to join its Corporate Treasury Cash Management team in Newport Beach, CA. The role is hybrid, with in-office work four days per week, Monday through Thursday, and focuses on cash management, forecasting, and liquidity optimization.

You will manage daily cash positions, forecast needs, and collaborate across divisions to ensure timely fund movements. Strong Excel, treasury systems, and banking connectivity experience are essential.

Formación

• Bachelor’s degree in Finance, Economics, or related field; CTP designation preferred.
• 5 years in corporate treasury, finance, or banking operations.
• Familiarity with cash forecasting, liquidity management, and banking platforms.
• Experience with Treasury Management and ERP systems.
• Strong analytical and problem-solving skills.
• Advanced Excel and data visualization capabilities.
• Knowledge of payment systems, SWIFT, and bank connectivity.
• Excellent communication and stakeholder collaboration abilities.

Responsabilidades

• Own daily, weekly, and monthly liquidity analysis.
• Monitor cash positions across entities, currencies, and banks.
• Resolve transaction issues and inquiries with financial partners.
• Forecast short-term cash needs.
• Optimize cash concentration opportunities.
• Support liquidity stress testing and contingency funding plans.
• Ensures liquidity at the lowest cost while supporting growth.
• Build and maintain rolling cash flow forecasts.
• Collaborate on liquidity data with ALM and Treasury Capital Markets.
• Maintain relationships with banks and custodians.
• Analyze bank service utilization and fees.
• Provide back office support for debt issuance and refinancing.

Conocimientos

Treasury experience

Cash forecasting

ERP systems

Advanced Excel

Data visualization

Bank connectivity

SWIFT knowledge

Stakeholder communication

Analytical skills

Educación

Bachelor’s degree in Finance/Economics/Accounting

CTP designation

Herramientas

Treasury Management systems

ERP systems

Bank portals

Descripción del empleo

Job Description

Pacific Life is investing in bright, agile and diverse talent to contribute to our mission of innovating our business and creating a superior customer experience. We push one another to transform not just Pacific Life, but the entire industry for the better. Why? Because it’s the right thing to do. Pacific Life is more than a job, it’s a career with purpose. It’s a career where you have the support, balance, and resources to make a positive impact on the future – including your own.

We’re actively seeking a talented Senior Treasury Analyst to join our Corporate Treasury Cash Management team in Newport Beach, CA. This role will be hybrid, in office 4 days per week, Monday - Thursday.

As a Senior Treasury Analyst, you’ll play a key role in Pacific Life’s growth and long-term success by managing the company's cash to position to ensure the accurate and timely movement of funds to meet the company's obligations. This includes engaging in both short-term investing and short-term debt issuances as well as managing the 90-day cash forecast and collaborating with Pacific Life Investments and other areas within the enterprise to capture relevant and timely cashflows. In addition, you will act as the liaison between financial institutions and internal division to resolve issues, maintain collaborative relationships and provide expertise and guidance on banking issues. You will fill an existing role that sits on a team of 7 people in the Corporate (Treasury) division. Your colleagues will include the Treasury Director and other Treasury Analysts along with Treasury Service personnel and Treasury System Support staff.

How you will make an impact:

• Use best practices and knowledge of internal and external business issues to improve cash management functions while minimizing risks and eliminating overdrafts.
• Monitor and evaluate account analysis for alignment with our banking contracts.
• Ensure compliance with internal controls, policies and procedures in day-to-day conduct of cash management operations.

Key Responsibilities:

Liquidity & Cash Management

• Own daily, weekly, and monthly liquidity analysis
• Monitor cash positions across entities, currencies, and banks
• Resolve transaction issues and inquiries with financial partners
• Forecast short-term cash needs
• Optimize cash concentration opportunities
• Support liquidity stress testing and contingency funding plans
• Ensures the enterprise maintains adequate liquidity at the lowest cost while supporting business growth.

Cash Flow Forecasting & Analytics

• Build and maintain rolling cash flow forecasts
• Analyze forecast accuracy and explain variances
• Collaborate with ALM and Treasury Capital Markets on liquidity and funding data
• Partner with investment operations, accounting, and business units to improve inputs Translates operational activity into actionable treasury insights.

Banking & Counterparty Management

• Maintain relationships with banks, custodians, and payment providers
• Analyze bank service utilization and fees
• Support enterprise bank administrative functions
• Monitor short term debt and investment exposure and concentration limits
• Balances service quality, risks and costs across bank relationships.

Debt, Capital Markets & Funding Support

• Provide back office support for debt issuance and refinancing activities
• Monitor compliance with covenants, ratings triggers, and leverage metrics
• Maintain debt schedules and interest expense forecasts
• Enables efficient access to capital markets and protects credit ratings.

Short Term Investments and Custodial Support

• Monitor short-term investment portfolios (money market, STIF, repos)
• Support investment operations’ derivatives, cash and asset settlements with custodial banks
• Use knowledge of collateral and settlement instructions to assist in the successful clearing of custodial transactions. Aligns operational needs with short term investment performance and risk appetite.

Risk Management & Controls

• Ensure compliance with investment guidelines, treasury policies, and internal controls
• Participate in audits and regulatory exams
• Strengthens treasury’s control environment and risk governance.

Treasury Systems & Process Improvement

• Serve as a power user for the treasury workstation, payment platforms, and bank portals
• Build automation for reporting and reconciliations
• Improve data quality, timeliness, and transparency
• Communicate business requirements for system improvements
• Support system upgrades and integrations
• Increases scalability and reduces manual risk.

Management Reporting & Executive Support

• Prepare dashboards and executive-level reports
• Summarize liquidity position and funding options for leadership
• Enables informed decision-making at senior levels.

The experience you bring:

• Bachelor’s degree in Finance, Accounting, Economics, or related field; CTP designation preferred
• 5 years in corporate treasury, finance, or banking operations.
• Familiarity with cash forecasting, liquidity management, and banking platforms.
• Experience with Treasury Management and ERP systems.
• Strong analytical and problem-solving skills
• Advanced Excel and data visualization capabilities
• Knowledge of payment systems, SWIFT, and bank connectivity
• Excellent communication and stakeholder collaboration abilities

What will make you stand out:

• The Certified Treasury Professional (CTP) designation by the Association of Financial Professionals (AFP).
• FIS Integrity and RedBridge Hawkeye experience
• Collaborative team member requiring minimal guidance

#LI-KB1

Base Pay Range:

The base pay range noted represents the company’s good faith minimum and maximum range for this role at the time of posting. The actual compensation offered to a candidate will be dependent upon several factors, including but not limited to experience, qualifications and geographic location. Also, most employees are eligible for additional incentive pay.

$103,140.00 - $126,060.00

Your Benefits Start Day 1

Your wellbeing is important to Pacific Life, and we’re committed to providing you with flexible benefits that you can tailor to meet your needs. Whether you are focusing on your physical, financial, emotional, or social wellbeing, we’ve got you covered.

• Prioritization of your health and well-being including Medical, Dental, Vision, and Wellbeing Reimbursement Account that can be used on yourself or your eligible dependents
• Generous paid time off options including: Paid Time Off, Holiday Schedules, and Financial Planning Time Off
• Paid Parental Leave as well as an Adoption Assistance Program
• Competitive 401k savings plan with company match and an additional contribution regardless of participation

You Can Be Who You Are

We are committed to a culture of diversity and inclusion that embraces the authenticity of all employees, partners and communities. We support all employees to thrive and achieve their fullest potential.

What’s life like at Pacific Life? Visit Instagram.com/lifeatpacificlife

EEO Statement:

Pacific Life Insurance Company is an Equal Opportunity /Affirmative Action Employer, M/F/D/V. If you are a qualified individual with a disability or a disabled veteran, you have the right to request an accommodation if you are unable or limited in your ability to use or access our career center as a result of your disability. To request an accommodation, contact a Human Resources Representative at Pacific Life Insurance Company.