Senior Financial Analyst II

Pacific Life; Newport Beach (CA); On-site; USD 125,000 - 153,000; Full time

Benefits offered by this job

Medical, Dental, Vision

Paid time off

Parental leave

401k with company match

Job summary

Pacific Life is seeking a Senior Financial Analyst II to join the Asset-Liability Management team in Newport Beach. On-site 4 days a week with one remote day, you will analyze asset-liability cash flows, build forecasting models, and support enterprise investment planning.

You will partner with Finance, Treasury, Investments, and Accounting to improve reporting, controls, and decision-making. Advanced Excel, SQL, Python, and data visualization skills are essential to drive insights.

Qualifications

• 5+ years of experience in financial analysis, FP&A, treasury, investments, ALM, or related finance function.
• Bachelor’s degree in Finance, Accounting, Economics, Business, or related field (or equivalent experience).
• Demonstrated experience with complex financial analysis, forecasting, scenario analysis, and explaining trends and risks.

Responsibilities

• Prepare bi-weekly enterprise funding and cash reports; analyze cash flows, liquidity, and funding needs.
• Develop and enhance financial models and projection methodologies for funding and ALM.
• Prepare management reports and analyses; identify drivers, risks, and actionable recommendations.
• Collaborate with Finance, Treasury, Accounting, Actuarial, and Investments to align forecasts with enterprise objectives.
• Maintain robust reporting controls and documentation to ensure data integrity and auditability.
• Improve analysis efficiency via process redesign, automation, Snowflake-based data solutions, dashboards, and AI tools.
• Support ad-hoc initiatives informing enterprise financial and risk decisions.

Skills

Financial analysis

Forecasting

SQL

Python

Excel

Communication

Education

Bachelor's degree in Finance, Accounting, Economics

Tools

SQL

Python

R

VBA

Tableau

Alteryx

Power BI

Job description

Job Description

Pacific Life is investing in bright, agile, and diverse talent to contribute to our mission of innovating our business and creating a superior customer experience. We’re actively seeking a talented Senior Financial Analyst II to join our Asset-Liability Management team within Pacific Life Investments. This role is on-site 4 days per week and work from home 1 day per week in our Newport Beach office.

Role Objective

As a Senior Financial Analyst II, you will perform complex and interpretive financial analysis to support enterprise investment planning, forecasting, financial and management decision-making. You will evaluate asset and liability cash flow and liquidity needs; develop forecasts and what-if scenarios; and translate results into clear conclusions and recommendations. You will partner with Finance, Treasury, Investments, Accounting, Actuarial, and business stakeholders to align analysis with enterprise objectives, improve financial and investment outcomes, and strengthen reporting processes and controls.

How you will make an impact

• Prepare accurate and timely bi-weekly enterprise funding and cash reports; analyze actual and projected cash flows, funding needs, and liquidity positions; explain key trends and variances; and recommend actions to stakeholders.
• Develop, maintain, and enhance financial models, forecasts, and projection methodologies to assess current and future funding, liquidity, and ALM performance.
• Prepare management reports and special analyses that synthesize complex financial results, identify key performance drivers and risks, and provide actionable insights and recommendations.
• Partner with Divisional Finance, Treasury, Accounting, Actuarial, Investment Operations, and other stakeholders to reconcile financial data, evaluate assumptions, align forecasts with enterprise objectives, and support informed decision-making.
• Maintain robust reporting controls, documentation, and review procedures to promote data integrity, auditability, and effective change management.
• Improve the efficiency, accuracy, and scalability of financial analysis and reporting through process redesign, automation, Snowflake-based data solutions, dashboards, and AI-enabled tools.
• Support ad-hoc initiatives that inform enterprise financial and risk decisions, as well as other team reporting needs.

Experience you will bring

• 5+ years of experience in financial analysis, FP&A, treasury, investments, ALM, or a related finance function; life insurance or financial services experience preferred.
• Bachelor’s degree in Finance, Accounting, Economics, Business, or a related field, or equivalent work experience.
• Demonstrated experience performing complex financial analysis, developing forecasts or financial models, conducting scenario analysis, and explaining trends, variances, risks, and key business drivers.
• Strong analytical judgment, problem-solving skills, and attention to detail, with the ability to evaluate data quality and challenge assumptions.
• Ability to manage recurring reporting deliverables and ad-hoc analyses independently while collaborating effectively across functions.
• Strong written and verbal communication skills, including the ability to translate financial analysis into clear conclusions, recommendations, and a range of potential outcomes for senior stakeholders.
• Advanced Microsoft Excel skills and experience with one or more analytical tools or programming languages, such as SQL, Python, R, or VBA.

What will make you stand out

• Experience with management reporting, financial planning and analysis, liquidity or cash-flow forecasting, or asset-liability management.
• Knowledge of life insurance financial statements, products, investment portfolios, or related financial and regulatory concepts.
• Experience with data transformation, visualization, and reporting tools such as Tableau, Alteryx, or Power BI.
• Demonstrated ability to learn new financial concepts, systems, technologies, and business processes quickly.

Base Pay Range

The base pay range noted represents the company’s good faith minimum and maximum range for this role at the time of posting. The actual compensation offered to a candidate will be dependent upon several factors, including but not limited to experience, qualifications and geographic location. Also, most employees are eligible for additional incentive pay. $124,830.00 - $152,570.00

Benefits start Day 1

• Prioritization of your health and well-being including Medical, Dental, Vision, and Wellbeing Reimbursement Account that can be used on yourself or your eligible dependents.
• Generous paid time off options including: Paid Time Off, Holiday Schedules, and Financial Planning Time Off.
• Paid Parental Leave as well as an Adoption Assistance Program.
• Competitive 401k savings plan with company match and an additional contribution regardless of participation.

We Can Be Who You Are

We are committed to a culture of diversity and inclusion that embraces the authenticity of all employees, partners and communities. We support all employees to thrive and achieve their fullest potential.

What’s life like at Pacific Life?

Visit Instagram.com/lifeatpacificlife

EEO Statement

Pacific Life Insurance Company is an Equal Opportunity /Affirmative Action Employer, M/F/D/V. If you are a qualified individual with a disability or a disabled veteran, you have the right to request an accommodation if you are unable or limited in your ability to use or access our career center as a result of your disability. To request an accommodation, contact a Human Resources Representative at Pacific Life Insurance Company.

Final Note

Pacific Life is more than a job - it’s a career with purpose. For nearly 160 years, we’ve helped people protect their financial futures through strength, stability, and innovation. Join us to make a meaningful impact and build a career where you can thrive. Learn more. Pacific Life's success is driven by our people. We create, embrace and sustain an inclusive workplace where all employees are respected and supported throughout their career. Our values inspire and direct our actions shaping the vibrant culture we proudly uphold. Learn more.