Total Loss Adjuster

AssuranceAmerica; Birmingham (AL); On-site; USD 42,000 - 65,000; Full time

Job summary

AssuranceAmerica seeks a Total Loss Adjuster to service auto total loss claims and settle with insureds, claimants, and attorneys. You will issue indemnity payments with focus on accurate settlements and review options to confirm cash value.

Role requires explaining procedures, verifying documents for regulatory compliance, and negotiating settlements with first and third parties while monitoring rentals, titles, and salvage to ensure timely processing.

Qualifications

• Associates or bachelor’s degree required.
• Adjuster Licensing as required by state.
• Minimum of 1–3 years of experience in handling non-standard auto insurance claims.

Responsibilities

• Explain procedures and answer inquiries for adjusting total loss claims.
• Review evaluation documents for accuracy and regulatory compliance.
• Negotiate settlement of first and third party total losses.
• Monitor first and third-party rental.
• Monitor title procurement process to ensure timely processing.
• Monitor salvage for timely processing.

Skills

Communication skills

Attention to detail

Team orientation

Education

Associates or Bachelor's degree

Adjuster Licensing

Job description

Our Company

At AssuranceAmerica, we are more than a unique blend of insurance assets. We believe in creating a culture where every associate has the opportunity to learn and grow. We strive to create a work environment to meet associate needs and we are determined to achieve excellence in everything we do.

This is an opportunity to join a dynamic team in a company that is a leader in the non-standard auto insurance space and functions with a small company, entrepreneurial style. This position will require someone with an understanding that one needs to have a “roll up your sleeves” attitude to help make things happen.

Job Summary

The Total Loss Adjuster will provide service to customers regarding claims involving auto total losses. The Total Loss Adjuster will be responsible for preparation of necessary correspondence to settle total loss claims with insureds, claimants, and their legal representatives and will issue indemnity payments with a focus on accuracy of settlements. This includes reviewing all options, conditioning, and prior damage to confirm we have an accurate cash value.

Job Responsibilities

• Explain procedures and answer inquiries for adjusting total loss claims.
• Review evaluation documents for accuracy and compliance for regulatory requirements.
• Negotiate settlement of first and third party total losses.
• Monitor first and third-party rental.
• Monitor title procurement process to ensure timely processing.
• Monitor salvage for timely processing.

Job Qualifications

Formal Education & Certification

Associates or bachelor’s degree required.

Adjuster Licensing as required by state.

Knowledge & Experience

Minimum of 1-3 years of experience in handling non-standard auto insurance claims.

Skills & Competencies

• Excellent communication skills with demonstrative ease of both verbal and written formats.
• Attention to detail and ability to multi-task.
• A high degree of motivation and team orientation.