Claims Representative - Auto, Total Loss

Plymouth Rock Assurance; Boston (MA); On-site; USD 50,000 - 80,000; Full time

Job summary

An established industry player is seeking a Total Loss Claim Representative to join their Automotive Claims Organization. This role involves negotiating and settling total loss claims while ensuring compliance with company and state guidelines. You will be responsible for managing documentation, coordinating with salvage vendors, and maintaining effective communication with all parties involved. The ideal candidate will possess strong organizational and communication skills, with a background in property and casualty claims. If you thrive in a dynamic environment and are looking to make a significant impact, this opportunity is perfect for you.

Qualifications

• Experience in property and casualty claims handling is desired.
• Excellent communication and organizational skills are essential.

Responsibilities

• Negotiate and communicate total loss and diminished value settlements.
• Document all settlements and actions in the claim file system.
• Work with salvage vendors and manage total loss expenses.

Skills

Property and casualty claims handling

Independent work

Team collaboration

Oral communication

Written communication

Organizational skills

Proficient in Word

Proficient in Excel

Proficient in MS Outlook

Education

Bachelor's degree or commensurate work experience

Previous auto claims handling experience

State Adjusting licenses

Job description

The Total Loss Unit within our Automotive Claims Organization is responsible for identifying, negotiating and settling total losses to vehicles with both insureds and claimants. The Total Loss Claim Representative processes payments and is responsible for the documentation of assigned claims as well as coordinating the disposition of the total loss salvage vehicle. He/she is responsible for controlling total loss expenses and salvage recoveries on all total losses assigned.

Responsibilities:

• Negotiates and communicates all total loss and diminished value settlements per company and state guidelines. Multiple jurisdictions, including MA, NH, CT, NY, and others as required.
• Understands the total loss evaluation methodology processes with the ability to effectively communicate these to vehicle owners.
• Has a basic understanding of vehicle financing / leasing.
• Reviews damage estimates to confirm vehicles are total losses.
• Documents all settlements and actions in the claim file system.
• Works directly with salvage vendor to move vehicles and obtains salvage bids where necessary.
• Negotiates and settles claims within his/her individual authority. Submits claims for approval to supervisor when over his/her authority or for guidance, review and/or referral when appropriate.
• Escalates claims to supervisor that are not moving in a positive direction.
• Maintains an effective diary system on pending files. Prioritize and handle multiple tasks simultaneously.
• Quickly adjusts to fluctuating workload and responsibilities.
• Keeps involved parties and agents updated on the status of the claim and emerging issues.
• Ensures that service, loss and expense control are maintained at all times.
• Adheres to privacy guidelines, laws and regulations pertaining to claims handling.
• Prepares payments to vehicle owners, banks and lease companies.
• This role will report in person to our Boston office, located directly across from South Station.

Knowledge/Skills:

• Property and casualty claims handling experience desired.
• Ability to work independently and in a team environment.
• Excellent oral and written communication skills.
• Excellent organizational skills.
• Proficient in Word, Excel, MS Outlook.

Educational Requirements:

• Bachelor's degree from a four-year college or university or commensurate work experience preferred.
• Previous auto claims handling experience.
• State Adjusting licenses or the ability to obtain them within 6 months of employment.

Seniority level

Mid-Senior level

Employment type

Full-time

Job function

Finance, Customer Service, and Quality Assurance

Industries

Insurance