Total Loss Lead Adjuster

Aspire General Insurance Company; United States; On-site; USD 65,000 - 95,000; Full time

Job summary

Aspire General Insurance Company seeks a Team Lead for the Total Loss Settlement team to act as a subject matter expert and operational resource, providing daily support and liaising with supervisors to ensure consistent customer service, quality, and compliance.

This non-supervisory role serves as a critical liaison between Total Loss Adjusters and leadership, handling workload prioritization, guidance, and process improvements while maintaining service standards amid a fast-paced environment.

Qualifications

• Advanced knowledge of Total Loss claim handling and settlement processes.
• Strong understanding of state regulations, title requirements, and total loss procedures.
• Excellent written and verbal communication skills.

Responsibilities

• Assist team members with claim handling, negotiations, valuation questions, title requirements, and settlement issues in the team chat.
• Coordinate and prepare responses for Department of Insurance (DOI) complaints and inquiries.
• Gather claim documentation and collaborate with supervisors to ensure accurate and timely responses.
• Ensure all regulatory response deadlines are met.
• Identify trends from DOI complaints and recommend process improvements.
• Provide coverage for team members during planned and unplanned absences.
• Return customer phone calls and respond to emails for PTO or unavailability.
• Complete time-sensitive pending tasks to maintain uninterrupted service.
• Assist in claim follow-up activities to minimize delays.
• Participate in process improvement initiatives and document training materials.

Skills

Total Loss claims

Regulatory knowledge

Communication skills

Multitasking

Mentoring peers

Customer service

Education

Experience in insurance claims

Tools

Microsoft Office

Job description

The Team Lead serves as a subject matter expert and operational resource for the Total Loss Settlement team. This role provides daily support to team members, assists with workload management, and partners closely with supervisors to ensure consistent customer service, quality, and compliance. While this position does not have direct supervisory responsibilities, the Team Lead plays a critical role in supporting the team's success while serving as a liaison between Total Loss Adjusters and leadership.

DUTIES AND RESPONSIBILITIES:

• Assist team members with claim handling, negotiations, valuation questions, title requirements, and settlement issues in the team chat.
• Coordinate and prepare responses for Department of Insurance (DOI) complaints and inquiries.
• Gather claim documentation, research claim handling activities, and collaborate with supervisors and management to ensure accurate and timely responses.
• Ensure all regulatory response deadlines are met.
• Identify trends from DOI complaints and recommend process improvements to reduce future occurrences.
• Provide coverage for team members during planned and unplanned absences.
• Return customer phone calls and respond to emails for employees who are on PTO or otherwise unavailable.
• Complete time-sensitive pending tasks to ensure uninterrupted customer service.
• Assist with claim follow-up activities to minimize delays and maintain service expectations.
• Participate in process improvement initiatives and recommend workflow enhancements.
• Assist in developing job aids, training materials, and process documentation.
• Support cross-training initiatives to improve department flexibility.

QUALIFICATIONS AND SKILLS:

• Advanced knowledge of Total Loss claim handling and settlement processes.
• Strong understanding of state regulations, title requirements, and total loss procedures.
• Excellent written and verbal communication skills.
• Strong analytical, organizational, and problem-solving abilities.
• Ability to manage multiple priorities in a fast-paced environment.
• Proven ability to mentor and support peers without direct supervisory authority.
• Strong customer service and conflict resolution skills.
• Proficiency with company claim systems and Microsoft Office applications.
• Must have a clear understanding of insurance industry practices, standards, and terminology.
• Prior experience in writing automobile estimates and performing total loss evaluations.
• Must be able to pass a background check.
• Must have a disciplined approach to all job-related activities.
• Must have a solid foundation of personal organization, sound decision-making and analytical skills, and strong interpersonal and customer service skills.
• Ability to work in a fast-paced environment while managing multiple priorities simultaneously.
• Ability to achieve targeted performance goals.
• Desire to move into a supervisory role.

INTER-RELATIONSHIP COMPONENT:

1. Ability to develop excellent working relationships with staff, clients, Partners, and outside agencies.
2. Ability to communicate with others in an effective and friendly manner, one that is conducive to being a conscientious team member, fostering a spirit of goodwill, indicative of a professional environment and atmosphere.
3. Ability to be a team player and work cohesively with other Company Partners and Companies staff to achieve company goals.
4. Able to represent the company in a professional manner and contribute to the corporate image.
5. Able to consistently provide excellent client service.

WORKING CONDITIONS:

1. This is a non-exempt position that complies with an alternative work schedule when applicable.
2. This position may require mandatory overtime as deemed appropriate by management.
3. The office is that of a highly technical company supporting a paperless environment.
4. Travel may be required.
5. This work environment is fast-paced, and accuracy is essential to successful task completion.
6. Requires extended periods of computer use and sitting.