SVP Finance & Strategy - Card & Unsecured Lending

Citizens; Johnston (RI); Hybrid; USD 170,000 - 230,000; Full time

Job summary

Citizens is seeking a dynamic Finance Director (SVP) to act as CFO for Credit Card and Unsecured Lending, partnering with Consumer Lending leadership and other key functions to drive profitability and growth.

The role oversees financial planning, balance sheet management, risk oversight, capital optimization, and executive reporting across the Credit Card and Unsecured Lending portfolios.

Qualifications

• Bachelor’s degree in finance, accounting, economics, mathematics, statistics, or related field.
• Progressive finance experience within banking or financial services.
• Experience leading and developing finance teams.
• Experience supporting consumer lending, consumer banking, credit card, payments, personal lending, or retail banking businesses.
• Strong skills in: financial planning & forecasting, profitability analysis, executive communication, financial modeling, strategic business case development.

Responsibilities

• Serve as the primary Finance executive supporting Credit Card and Unsecured Lending leadership - acting as the key advisor for executive decision making, investment prioritization, and business performance management.
• Lead financial strategy development and support achievement of growth, profitability, and customer objectives.
• Develop and deliver materials for executive management, forecasting reviews, strategic planning sessions, and board-level discussions.
• Own monthly, annual, and strategic plan forecasting processes for Balance Sheet, Income Statement, and non-financial outlooks.
• Partner with Product, Strategy, and Marketing teams to evaluate customer & relationship and product economics.

Skills

Financial planning

Forecasting

Profitability analysis

Executive communication

Financial modeling

Strategic business cases

Education

Bachelor's degree in Finance, Accounting, Economics, Mathematics, Statistics, or related field

Tools

Essbase

Tableau

Dodeca

SQL-based reporting

Financial planning systems

Job description

Citizens is seeking a dynamic Finance Director (SVP) to act as CFO for Credit Card and Unsecured Lending, partnering with Consumer Lending leadership and other key functions to drive profitability and growth.

The role oversees financial planning, balance sheet management, risk oversight, capital optimization, and executive reporting across the Credit Card and Unsecured Lending portfolios.