Senior Finance Leader: Credit Card & Unsecured Lending

Citizens Bank; Johnston (RI); Hybrid; USD 170,000 - 230,000; Full time

Benefits offered by this job

Discretionary bonus

Medical coverage

Dental coverage

Vision coverage

Retirement benefits

Maternity leave

Paternity leave

Flexible work

Education reimbursement

Wellness programs

Paid time off

Job summary

Citizens Bank is seeking a dynamic Finance Director (SVP) to serve as the CFO for Credit Card and Unsecured Lending. You will partner with Consumer Lending, Product, Risk, Treasury, and Marketing to drive profitability, growth, and strategic decision-making.

The role oversees financial planning, balance sheet management, and executive reporting, shaping near- and long-term growth for these priority consumer lending businesses.

Qualifications

• Bachelor's degree in Finance, Accounting, Economics, Mathematics, Statistics, or related field.
• Progressive finance experience within banking or financial services.
• Experience leading and developing finance teams.
• Demonstrated experience supporting consumer lending, consumer banking, credit card, payments, personal lending, or retail banking businesses.
• Strong skills in: financial planning & forecasting; profitability analysis; executive communication; financial modeling; strategic business case development.
• Proven ability to influence senior executives and cross-functional leadership teams.

Responsibilities

• Serve as the primary Finance executive supporting Credit Card and Unsecured Lending leadership - advising on investment prioritization and performance management.
• Lead financial strategy development to drive growth, profitability, and customer objectives.
• Develop and deliver materials for executive reviews, strategic planning sessions, and board discussions.
• Own forecasting processes for Balance Sheet, Income Statement, and non-financial outlooks.
• Partner with Product, Strategy, and Marketing to evaluate customer value and product economics.
• Collaborate with Credit Risk to evaluate portfolio performance and risk-adjusted returns.

Skills

Finance leadership

Executive communication

Financial modeling

Forecasting

Profitability analysis

Cross-functional collaboration

Strategic planning

Banking/financial services

Education

CFA or CPA preferred

Tools

Essbase

Tableau

Dodeca

SQL-based reporting

Job description

Citizens Bank is seeking a dynamic Finance Director (SVP) to serve as the CFO for Credit Card and Unsecured Lending. You will partner with Consumer Lending, Product, Risk, Treasury, and Marketing to drive profitability, growth, and strategic decision-making.

The role oversees financial planning, balance sheet management, and executive reporting, shaping near- and long-term growth for these priority consumer lending businesses.