Finance Director, Card & Payments Strategy

U.S. Bank; Minneapolis (MN); On-site; USD 150,000 - 176,000; Full time

Benefits offered by this job

Healthcare

Paid vacation

401(k) plan

Job summary

U.S. Bank seeks a senior finance leader for its consumer and small business credit card segment within Payments. The role shapes portfolio strategy, drives performance, and ensures strong governance across revenue, costs, and risk.

You will influence cross-functional decisions with Product, Marketing, Risk, and Operations to deliver sustainable growth. The position requires deep credit card finance expertise, executive communication skills, and ability to lead a high-performing team in a dynamic

Qualifications

• Bachelor’s degree in finance, accounting, economics, business, or related field, or equivalent work experience.
• 13+ years of financial management experience.
• 5+ years of leadership or management experience.

Responsibilities

• Lead finance strategy, planning, forecasting, and decision support for Proprietary consumer and small business credit card products.
• Own financial performance management across revenue, balances, net interest income, interchange, fees, rewards, marketing, credit losses, fraud, servicing, and operating expenses.
• Develop annual plans, rolling forecasts, long-range outlooks, and scenario analyses; identify key drivers, risks, opportunities, and management actions.
• Build and evaluate business cases for new products, product refreshes, rewards propositions, pricing changes, marketing offers, digital capabilities, and other strategic investments.
• Apply rigorous financial modeling to assess return on investment, net present value, payback, customer lifetime value, cohort economics, and risk-adjusted returns.
• Prepare concise, executive-ready insights and recommendations for senior business and finance leadership, clearly communicating trade-offs and required decisions.

Skills

Credit card finance

Finance leadership

Executive communication

Cross-functional partnership

Financial modeling

FP&A

Data governance

Risk management

Education

Bachelor’s degree in finance or related field

MBA, CPA, CFA preferred

Tools

Essbase

Financial systems

Job description

U.S. Bank seeks a senior finance leader for its consumer and small business credit card segment within Payments. The role shapes portfolio strategy, drives performance, and ensures strong governance across revenue, costs, and risk.

You will influence cross-functional decisions with Product, Marketing, Risk, and Operations to deliver sustainable growth. The position requires deep credit card finance expertise, executive communication skills, and ability to lead a high-performing team in a dynamic