Strategic Risk Analytics Associate — Credit Risk

Fairygodboss; Wilmington (DE); On-site; USD 90,000 - 130,000; Full time

Job summary

Chase Card Services, part of JPMorganChase, seeks an Associate for Credit Risk Management to deliver analytics and insights informing risk decisions across co-brand portfolio conversions and new product features. You will partner with Risk, Product, Marketing, and Technology to balance portfolio performance with business objectives while strengthening decision rules and monitoring capabilities.

You will identify risks, translate analyses into concise recommendations, and promote robust risk

Qualifications

• Bachelor's degree or higher in a quantitative discipline such as Finance, Statistics, Economics, Mathematics.
• Minimum 3 years of experience in consumer lending risk management and/or consumer banking project implementation.
• Strong analytical, interpretive, and problem-solving skills with ability to structure and execute analyses logically.
• Ability to translate complex analysis into practical solutions and concise, executive-ready presentations.
• Hands-on experience on using at least two of SAS, SQL, or Python.
• Strong attention to detail and a results-oriented mindset, with ability to make independent decisions.
• Initiative owner in a consumer lending risk management system deployment project preferred.

Responsibilities

• Monitor internal and external behavioral data and industry trends to continuously improve risk management processes
• Identify and assess performance trends using statistical, data mining, and quantitative methods
• Analyze and challenge the performance of key business initiatives, independently generating solutions and recommended actions
• Conduct root cause analysis and translate findings into clear, actionable recommendations for senior leaders and stakeholders
• Partner with cross-functional teams to support portfolio risk decision rules and ongoing enhancements
• Lead and support initiatives end-to-end by defining problem statements, identifying risks and opportunities, securing stakeholder alignment, and driving delivery
• Support development and maintenance of the risk management framework, helping ensure alignment to regulatory expectations
• Prepare and present risk monitoring reports and insights to senior management and stakeholders

Skills

Analytical skills

Executive-ready presentations

Problem solving

Education

Bachelor's degree in Finance/Statistics/Economics/Mathematics

Tools

SAS

SQL

Python

Job description

Chase Card Services, part of JPMorganChase, seeks an Associate for Credit Risk Management to deliver analytics and insights informing risk decisions across co-brand portfolio conversions and new product features. You will partner with Risk, Product, Marketing, and Technology to balance portfolio performance with business objectives while strengthening decision rules and monitoring capabilities.

You will identify risks, translate analyses into concise recommendations, and promote robust risk