Credit Risk Analytics & Strategy Associate

JPMorgan Chase & Co.; Wilmington (DE); On-site; USD 85,000 - 125,000; Full time

Job summary

JPMorganChase is seeking an Associate on the Credit Risk Management team to support Chase Card Services by delivering analytics and insights that inform risk decisions related to co-brand portfolio conversions and new product features.

You will partner with teams across Risk, Product, Marketing, and Technology to balance portfolio performance with business objectives while strengthening decision rules and monitoring capabilities.

Qualifications

• Bachelor’s degree or higher in a quantitative field (Finance, Statistics, Economics, Mathematics).
• Minimum 3 years of experience in consumer lending risk management or related projects.
• Hands-on experience with SAS, SQL, or Python; ability to translate analyses into executive-ready presentations.

Responsibilities

• Monitor internal and external behavioral data and industry trends to continuously improve risk management processes
• Identify and assess performance trends using statistical, data mining, and quantitative methods
• Analyze and challenge the performance of key business initiatives, independently generating solutions and recommended actions
• Conduct root cause analysis and translate findings into clear, actionable recommendations for senior leaders and stakeholders
• Partner with cross-functional teams to support portfolio risk decision rules and ongoing enhancements
• Lead and support initiatives end-to-end by defining problem statements, identifying risks and opportunities, securing stakeholder alignment, and driving delivery
• Support development and maintenance of the risk management framework, helping ensure alignment to regulatory expectations
• Prepare and present risk monitoring reports and insights to senior management and stakeholders

Skills

Analytical thinking

Executive communication

Problem solving

Attention to detail

Independent decision making

Education

Bachelor’s degree or higher in Finance/Statistics/Economics/Mathematics

Tools

SAS

SQL

Python

Job description

JPMorganChase is seeking an Associate on the Credit Risk Management team to support Chase Card Services by delivering analytics and insights that inform risk decisions related to co-brand portfolio conversions and new product features.

You will partner with teams across Risk, Product, Marketing, and Technology to balance portfolio performance with business objectives while strengthening decision rules and monitoring capabilities.