Strategic Lending Risk Analytics Associate

JPMorgan Chase & Co.; Wilmington (DE); On-site; USD 140,000 - 190,000; Full time

Job summary

JPMorgan Chase & Co. is seeking a Strategic Analytics Associate in Business Banking Risk to turn data into actionable insights that shape lending strategy and risk targets.

You will own analytics across the credit lifecycle, translate complex datasets into management information, and collaborate with cross-functional partners to drive disciplined, auditable decisioning. The role emphasizes rigorous analysis, stakeholder communication, and building robust reporting that informs strategy,

Qualifications

• Bachelor’s degree with 5+ years in risk management or a Master’s with 3+ years.
• Strong background in statistics/econometrics or related quantitative discipline.
• Proficiency in SQL or SAS to query large datasets and build analyses.
• Predictive analytics to evaluate risk/return tradeoffs for strategy decisions.
• Explain credit reporting concepts informing lending decisions and risk segmentation.
• Experience with consumer or business lending products and lifecycle risk dynamics.
• Transform raw data into actionable management information with clear narratives.
• Structured, hypothesis-driven problem solving and attention to detail.
• Effective written and verbal communication to cross-functional audiences.
• Strong organizational skills to manage priorities and timelines.

Responsibilities

• Quantify credit risk and financial return profiles for new small business lending accounts and client relationships, including establishing risk targets and KPI’s.
• Develop analytics-driven recommendations that optimize strategy outcomes across growth, profitability, and credit risk.
• Design and refine lending risk strategy criteria used to support quality originations and consistent decisioning.
• Build and maintain periodic reporting on volumes, approval and funding rates, early delinquency, and charge-off/loss performance.
• Monitor portfolio performance across the acquisition funnel and throughout the credit lifecycle to identify emerging trends and risk signals.
• Conduct pre-implementation and post-implementation testing to validate strategy changes and measure realized impact versus expectations.
• Analyze driver-level performance to isolate what is working and where interventions are needed.
• Partner with cross-functional stakeholders to translate analytical findings into clear decisions and plans.
• Automate repeatable data pulls and reporting processes to improve timeliness and accuracy of management information.
• Document methodologies, assumptions, controls, and strategy changes to support an audit-ready environment.
• Draft evidence-based responses to internal audit and regulatory questions with traceability to data and controls.

Skills

Statistics

Econometrics

SQL

SAS

Predictive analytics

Data storytelling

Communication

Attention to detail

Problem solving

Risk management

Lending product knowledge

Project management

Education

Bachelor's degree in quantitative field

Master's degree in related field

Tools

SQL

SAS

Job description

JPMorgan Chase & Co. is seeking a Strategic Analytics Associate in Business Banking Risk to turn data into actionable insights that shape lending strategy and risk targets.

You will own analytics across the credit lifecycle, translate complex datasets into management information, and collaborate with cross-functional partners to drive disciplined, auditable decisioning. The role emphasizes rigorous analysis, stakeholder communication, and building robust reporting that informs strategy,