Strategic P&C Captive Advisor

Cottingham & Butler; Dubuque (IA); On-site; USD 110,000 - 170,000; Full time

Job summary

Cottingham & Butler in Dubuque, IA seeks an Insurance Captive Consultant specializing in Property & Casualty to advise clients and work with producers on captive formation, management, and optimization.

You will collaborate with legal, actuarial, and tax professionals to ensure regulatory compliance while maximizing financial and operational benefits, conduct financial analyses, and provide ongoing advisory services to evolving captives.

Qualifications

• Bachelor’s degree in Risk Management, Finance, Insurance, or related field; advanced degree or CPCU/ARM preferred.
• 5+ years of experience in P&C insurance, risk management, or captive consulting.
• Strong understanding of insurance regulations, captive structures, and alternative risk financing.
• Excellent analytical, communication, and client relationship management skills.
• Ability to work independently and collaboratively in a fast-paced client environment.
• Proficiency in financial modeling tools and insurance management software.

Responsibilities

• Consult with clients to evaluate risk exposures and feasibility of captive solutions for P&C coverage.
• Conduct financial modeling, cost-benefit analysis, and risk retention studies to support captive formation and ongoing growth.
• Collaborate with legal, actuarial, and tax professionals to ensure compliance with regulatory and jurisdictional requirements.
• Monitor captive performance, analyze claims data, and recommend adjustments to optimize risk financing strategies.
• Provide ongoing advisory services, including annual reviews, board reporting, and strategic planning for captive evolution.
• Stay current on industry trends, regulatory changes, and emerging risks in the P&C insurance landscape.

Skills

Risk management

P&C insurance

Captive consulting

Financial modeling

Analytical

Communication

Client relations

Independent work

Education

Bachelor's degree in Risk Management/Finance/Insurance

CPCU/ARM designation preferred

Tools

Insurance management software

Financial modeling tools

Job description

Cottingham & Butler in Dubuque, IA seeks an Insurance Captive Consultant specializing in Property & Casualty to advise clients and work with producers on captive formation, management, and optimization.

You will collaborate with legal, actuarial, and tax professionals to ensure regulatory compliance while maximizing financial and operational benefits, conduct financial analyses, and provide ongoing advisory services to evolving captives.