Captive Consultant – Property & Casualty

Cottingham & Butler; Dubuque (IA); On-site; USD 110,000 - 170,000; Full time

Job summary

Cottingham & Butler in Dubuque, IA seeks an Insurance Captive Consultant specializing in Property & Casualty to advise clients and work with producers on captive formation, management, and optimization.

You will collaborate with legal, actuarial, and tax professionals to ensure regulatory compliance while maximizing financial and operational benefits, conduct financial analyses, and provide ongoing advisory services to evolving captives.

Qualifications

• Bachelor’s degree in Risk Management, Finance, Insurance, or related field; advanced degree or CPCU/ARM preferred.
• 5+ years of experience in P&C insurance, risk management, or captive consulting.
• Strong understanding of insurance regulations, captive structures, and alternative risk financing.
• Excellent analytical, communication, and client relationship management skills.
• Ability to work independently and collaboratively in a fast-paced client environment.
• Proficiency in financial modeling tools and insurance management software.

Responsibilities

• Consult with clients to evaluate risk exposures and feasibility of captive solutions for P&C coverage.
• Conduct financial modeling, cost-benefit analysis, and risk retention studies to support captive formation and ongoing growth.
• Collaborate with legal, actuarial, and tax professionals to ensure compliance with regulatory and jurisdictional requirements.
• Monitor captive performance, analyze claims data, and recommend adjustments to optimize risk financing strategies.
• Provide ongoing advisory services, including annual reviews, board reporting, and strategic planning for captive evolution.
• Stay current on industry trends, regulatory changes, and emerging risks in the P&C insurance landscape.

Skills

Risk management

P&C insurance

Captive consulting

Financial modeling

Analytical

Communication

Client relations

Independent work

Education

Bachelor's degree in Risk Management/Finance/Insurance

CPCU/ARM designation preferred

Tools

Insurance management software

Financial modeling tools

Job description

We are seeking a knowledgeable and strategicInsurance Captive Consultantspecializing inProperty & Casualty (P&C)to advise clients and work with producers on the formation, management, and optimization of captive insurance solutions. This role involves working closely with businesses to assess risk profiles, design tailored captive structures and ensure regulatory compliance while maximizing financial and operational benefits.

Key Responsibilities:

• Consult with clients to evaluate risk exposures and determine the feasibility of captive insurance solutions for P&C coverage.
• Conduct financial modeling, cost-benefit analysis, and risk retention studies to support captive formation and ongoing growth.
• Collaborate with legal, actuarial, and tax professionals to ensure compliance with regulatory and jurisdictional requirements.
• Monitor captive performance, analyze claims data, and recommend adjustments to optimize risk financing strategies.
• Provide ongoing advisory services, including annual reviews, board reporting, and strategic planning for captive evolution.
• Stay current on industry trends, regulatory changes, and emerging risks in the P&C insurance landscape.

Qualifications:

• Bachelor’s degree in Risk Management, Finance, Insurance, or a related field (advanced degree or CPCU/ARM designation preferred).
• 5+ years of experience in P&C insurance, risk management, or captive consulting.
• Strong understanding of insurance regulations, captive structures, and alternative risk financing.
• Excellent analytical, communication, and client relationship management skills.
• Ability to work independently and collaboratively in a fast-paced, client-focused environment.
• Proficiency in financial modeling tools and insurance management software.

About Cottingham & Butler:

At Cottingham & Butler, we sell a promise to help our clients through life’s toughest moments. To deliver on that promise, we aim to hire, train, and grow the best professionals in the industry. We look for people with an insatiable desire to succeed, are committed to growing, and thrive on challenges. Our culture is guided by the theme of “better every day” constantly pushing ourselves to be better than yesterday – that’s who we are and what we believe in.

As an organization, we are tremendously optimistic about the future and have incredibly high expectations for our people and our performance. Our ability to grow as a company, fuels investments in new resources to better serve our clients and provide the amazing career opportunities our employees want and deserve. This is why we are a growth company and why we are committed to being better every day.

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