Strategic Credit Risk Relationship Manager

BMO Financial Group; Colorado; Hybrid; USD 75,000 - 160,000; Full time

Benefits offered by this job

Health insurance

Tuition reimbursement

Retirement savings plans

Job summary

BMO Financial Group in the United States is seeking a senior credit risk professional to oversee a defined portfolio of high‑risk borrowing accounts, applying expertise to reduce loss exposure and guide credit decisions in line with policy.

The role requires advisory interaction with stakeholders, strategic input on risk and portfolio initiatives, and deep knowledge of banking products, regulations, and credit management. Strong analytical and communication skills are essential.

Qualifications

• Typically 7 years of relevant experience and post‑secondary degree in related field of study or an equivalent combination of education and experience.
• Credit Qualifications and associated credit knowledge and skills according to the established qualification standards.
• In‑depth / expert knowledge of banking products & services.
• In‑depth / expert knowledge of industry trends and regulations.
• In‑depth / expert knowledge of credit portfolio management policies & procedures, and financing guidelines.
• Seasoned professional with a combination of education, experience and industry knowledge.
• Verbal & written communication skills – In‑depth / Expert.
• Analytical and problem‑solving skills – In‑depth / Expert.
• Influence skills – In‑depth / Expert.
• Collaboration & team skills; with a focus on cross‑group collaboration – In‑depth / Expert.
• Able to manage ambiguity.
• Data driven decision making – In‑depth / Expert.

Responsibilities

• Delivers an exceptional customer experience for a defined portfolio of high risk borrowing accounts by applying expertise to reduce the Bank’s loss exposure and manage risks.
• Works with stakeholders to ensure effectiveness of risk management controls, analysis and monitoring on a transactional and portfolio basis.
• Provides credit coaching, training and support to direct team and other stakeholders as required.
• Provides strategic input into business decisions as a trusted advisor.
• Makes recommendations to senior leaders on strategy and new initiatives, based on an in‑depth understanding of the business/group.
• Acts as the prime subject matter expert for internal/external stakeholders.
• Maintains and enhances knowledge around lending issues, including loan structure, collateral, foreclosure, bankruptcy and the various regulations that directly impact the Bank.
• Gathers and formats data into regular and ad‑hoc reports, and dashboards.

Skills

Risk management

Credit analysis

Stakeholder management

Data driven decisions

Regulatory knowledge

Education

Post-secondary degree

Job description

BMO Financial Group in the United States is seeking a senior credit risk professional to oversee a defined portfolio of high‑risk borrowing accounts, applying expertise to reduce loss exposure and guide credit decisions in line with policy.

The role requires advisory interaction with stakeholders, strategic input on risk and portfolio initiatives, and deep knowledge of banking products, regulations, and credit management. Strong analytical and communication skills are essential.