Strategic Credit Risk Analytics Associate

JPMorganChase; Wilmington (DE); On-site; USD 95,000 - 130,000; Full time

Benefits offered by this job

Health care coverage

On-site wellness centers

Retirement plan

Tuition reimbursement

Mental health support

Financial coaching

Discretionary incentive compensation

Equity compensation

Job summary

JPMorganChase in Delaware seeks an Associate on the Credit Risk Management team to support Chase Card Services by delivering analytics and insights that inform credit risk decisions. You will partner with Risk, Product, Marketing, and Technology to balance portfolio performance with business objectives while strengthening decision rules.

The role requires a quantitative degree, 3+ years in consumer lending risk, and hands‑on SAS/SQL/Python experience.

Qualifications

• Bachelor's degree or higher in a quantitative discipline such as Finance, Statistics, Economics, Mathematics
• Minimum 3 years of experience in consumer lending risk management and/or consumer banking project implementation.
• Strong analytical, interpretive, and problem‑solving skills with ability to structure and execute analyses logically
• Ability to translate complex analysis into practical solutions and concise, executive‑ready presentations
• Hands‑on experience on using at least two of the following tools: SAS, SQL, or Python
• Strong attention to detail and a results‑oriented mindset, with ability to make independent decisions
• Initiative owner in a consumer lending risk management system deployment project preferred

Responsibilities

• Monitor internal and external behavioral data and industry trends to continuously improve risk management processes
• Identify and assess performance trends using statistical, data mining, and quantitative methods
• Analyze and challenge the performance of key business initiatives, independently generating solutions and recommended actions
• Conduct root cause analysis and translate findings into clear, actionable recommendations for senior leaders and stakeholders
• Partner with cross-functional teams to support portfolio risk decision rules and ongoing enhancements
• Lead and support initiatives end-to-end by defining problem statements, identifying risks and opportunities, securing stakeholder alignment, and driving delivery
• Support development and maintenance of the risk management framework, helping ensure alignment to regulatory expectations
• Prepare and present risk monitoring reports and insights to senior management and stakeholders

Skills

Bachelor's degree in quantitative/anal

3+ years consumer lending risk exp

Analytical & problem-solving

Executive-ready presentations

SAS/SQL/Python proficiency

Attention to detail

Risk management deployment initiative

Education

Bachelor's degree in Finance/Statistics/Economics/Mathematics

Tools

SAS

SQL

Python

Job description

JPMorganChase in Delaware seeks an Associate on the Credit Risk Management team to support Chase Card Services by delivering analytics and insights that inform credit risk decisions. You will partner with Risk, Product, Marketing, and Technology to balance portfolio performance with business objectives while strengthening decision rules.

The role requires a quantitative degree, 3+ years in consumer lending risk, and hands‑on SAS/SQL/Python experience.