Strategic Credit Analyst - Risk & Insights

Wheels, LLC; Schaumburg (IL); Híbrido; USD 70.000 - 95.000; Jornada completa

Descripción de la vacante

Wheels, LLC in Schaumburg, IL is seeking a Commercial Credit Analyst to evaluate prospective clients using fundamental financial analysis and monitor existing portfolios. The role collaborates with sales and operations to assess risk and drive informed lending decisions.

You will prepare detailed credit reports, support the underwriting process, and develop automated reporting dashboards while maintaining strong relationships with relationship managers. Hybrid onsite work.

Formación

• Bachelor's degree in business or finance with commercial credit training.
• Minimum 3 years commercial credit analysis experience.
• Knowledge of credit laws and regulations.
• Strong communication with relationship managers and stakeholders.
• Proficient in Microsoft Office and Salesforce.

Responsabilidades

• Analyze prospective clients using financial statements, industry factors, and portfolio concentration issues.
• Review and decide on credit applications meeting underwriting standards.
• Gather documents, perform due diligence, and prepare detailed credit reports with recommendations.
• Apply quantitative concepts to balance risk and profitability for the company.
• Communicate credit decisions to partners and negotiate approvals/denials.
• Perform ad-hoc data analysis and reporting.
• Develop scalable, automated processes for credit analysis and monitoring.
• Coordinate with cross-functional teams to develop financial reporting dashboards.
• Research and monitor existing clients for additional exposure.
• Conduct monthly, quarterly, and annual credit reviews.
• Develop and foster relationships with the sales force.
• Maintain credit files and required financial information.

Conocimientos

Analytical thinking

Problem-solving

Communication (oral & written)

Deadline-driven

Relationship building

Educación

Bachelor's degree in business or finance

Commercial credit training

Herramientas

Microsoft Office

Salesforce

Descripción del empleo

Wheels, LLC in Schaumburg, IL is seeking a Commercial Credit Analyst to evaluate prospective clients using fundamental financial analysis and monitor existing portfolios. The role collaborates with sales and operations to assess risk and drive informed lending decisions.

You will prepare detailed credit reports, support the underwriting process, and develop automated reporting dashboards while maintaining strong relationships with relationship managers. Hybrid onsite work.