Senior Credit Analyst — Drive Commercial Lending Decisions

Symicor Group; Aurora (IL); On-site; USD 54,000 - 90,000; Full time

Job summary

The Symicor Group is recruiting a Credit Analyst for a North Aurora, IL bank client. The role evaluates financial statements to determine creditworthiness of commercial requests and mitigates key risks. It requires presenting findings with a focus on cash flow, repayment ability, collateral and loan structure.

The opportunity offers a salary up to $90K and a comprehensive benefits package. This is not a remote position, and candidates should be prepared to work on-site in North Aurora.

Qualifications

• Bachelor’s Degree in a related field preferred.
• Five or more years of experience as a Credit Analyst required.
• Experienced in preparing credit presentations.
• Able to manage/process/track annual reviews of the necessary credits.
• Thorough knowledge of current lending and loan review regulations and banking regulations, procedures, and operations.
• Proficient ability to analyze and interpret financial statements.
• Excellent written and verbal communication skills.

Responsibilities

• Prepare basis and comprehensive credit analyses on commercial loans for loan officers/committees.
• Analyze factors such as income growth, margins, trends and collateral assessment.
• Create loan presentations for the commercial loan committee.
• Assist lenders in evaluating credit proposals and proper structure.
• Grade new and existing loans.
• Prepare financial projections and stress tests.
• Present financial information to the loan committee and vote on loan presentations.
• Prepare audits on commercial loans for documentation and credit exceptions.

Skills

Credit analysis

Financial statement analysis

Credit presentations

Regulatory knowledge

Communication skills

Education

Bachelor’s Degree in a related field

Tools

Excel

Word

Job description

The Symicor Group is recruiting a Credit Analyst for a North Aurora, IL bank client. The role evaluates financial statements to determine creditworthiness of commercial requests and mitigates key risks. It requires presenting findings with a focus on cash flow, repayment ability, collateral and loan structure.

The opportunity offers a salary up to $90K and a comprehensive benefits package. This is not a remote position, and candidates should be prepared to work on-site in North Aurora.