Senior Credit Analyst: Commercial Underwriting & Portfolio Risk

Wheels, Inc; Schaumburg (IL); Hybrid; USD 87,000 - 122,000; Full time

Job summary

Wheels, Inc. seeks a Sr. Credit Analyst - Commercial Underwriting and Portfolio Risk to lead underwriting of credit facilities, perform financial statement analyses, and manage risk across a diverse portfolio.

The role emphasizes collaboration with senior management and cross-functional teams to strengthen credit quality. Responsibilities include building cash flow models, presenting credit packages, and developing scalable monitoring processes, with a focus on accuracy and timely

Qualifications

• 5+ years in commercial credit underwriting/analysis
• Bachelor's degree in business or finance with credit training
• Proficient in financial modeling in Excel
• Experience with Tableau or Power BI dashboards

Responsibilities

• Underwrite new and existing credit facilities through financial analysis and due diligence
• Prepare comprehensive credit packages with cash flow and capital structure reviews
• Develop scalable credit analysis and monitoring processes
• Collaborate with cross-functional teams on risk and workflow improvements
• Present findings to executive leadership

Skills

Financial statement analysis

Credit underwriting

DCF modeling

Risk assessment

Stakeholder communication

Financial analysis

Education

Bachelor's degree in business or finance

Tools

Excel

Tableau

Power BI

Job description

Wheels, Inc. seeks a Sr. Credit Analyst - Commercial Underwriting and Portfolio Risk to lead underwriting of credit facilities, perform financial statement analyses, and manage risk across a diverse portfolio.

The role emphasizes collaboration with senior management and cross-functional teams to strengthen credit quality. Responsibilities include building cash flow models, presenting credit packages, and developing scalable monitoring processes, with a focus on accuracy and timely