Senior Credit Analyst – Commercial Underwriting & Risk

Wheels, LLC; Alpharetta (GA); Hybrid; USD 90,000 - 150,000; Full time

Job summary

Wheels, LLC seeks a Sr. Credit Analyst - Commercial Underwriting and Portfolio Risk to underwrite new and existing credit facilities for diverse clients. You will perform detailed financial statement analysis and build cash flow models to assess risk and support credit decisions.

Join a collaborative team and advance risk management practices across the portfolio while mentoring junior analysts and partnering with senior leadership on strategic initiatives.

Qualifications

• Minimum 5 years of commercial credit underwriting/analysis experience.
• Bachelor's degree in business or finance with formal credit training.
• Strong proficiency in financial modeling and Excel (Pivot, Lookups).

Responsibilities

• Underwrite new and existing credit facilities through financial analysis and due diligence.
• Construct and manage DCF and cash flow models including sensitivity analyses.
• Present comprehensive credit packages to executive leadership.
• Ensure accurate internal risk ratings and support portfolio management.
• Train and mentor junior team members.
• Collaborate with cross-functional teams on risk and portfolio initiatives.

Skills

Credit analysis

DCF modeling

Excel

Tableau/Power BI

Risk management

Due diligence

Education

Bachelor's degree in business or finance

Tools

Excel

Tableau

Power BI

Job description

Wheels, LLC seeks a Sr. Credit Analyst - Commercial Underwriting and Portfolio Risk to underwrite new and existing credit facilities for diverse clients. You will perform detailed financial statement analysis and build cash flow models to assess risk and support credit decisions.

Join a collaborative team and advance risk management practices across the portfolio while mentoring junior analysts and partnering with senior leadership on strategic initiatives.