Strategic Credit Analyst, Business Services

St. Louis Community Credit Union; United States; Hybrid; USD 40,000 - 54,000; Full time

Job summary

ST. LOUIS COMMUNITY CREDIT UNION is seeking a Credit Analyst – Business Services in the Business Services department. Exempt position with responsibilities in reviewing credit requests, analyzing financial data, and ensuring compliance with loan covenants.

The role emphasizes knowledge of current credit policies, accurate financial analysis, and service to business members under state and federal regulations. Salary range shown is $40,000.00 to $54,000.00 annually.

Qualifications

• Bachelor's Degree in Business (Accounting or Finance preferred).
• Some experience in a small business or commercial relationship lending.
• Ability to communicate clearly with credit union members both in person and over the phone (orally and in writing) as well as staff.
• Must be able to handle pressure and deadlines exceptionally well.
• Must have the ability to set priorities and obtain established goals.
• Must be able to work precisely and accurately with numbers and legal documents.
• Must have a professional appearance and member-service oriented in both attitude and performance.

Responsibilities

• Review assigned credit requests to determine borrowers and guarantors, transaction purpose, type, term, repayment structure, and potential collateral.
• Analyze financial statements, tax returns, credit reports, and other financial information to assess repayment ability.
• Monitor existing transactions to ensure compliance with terms, reporting, and covenants.
• Provide service and solutions to business members according to policies and regulations.
• Understand and comply with all state and federal regulations including Bank Secrecy Act requirements.

Skills

Communication skills

Prioritization

Numerical accuracy

Pressure management

Attention to detail

Education

Bachelor's Degree in Business (Accounting or Finance preferred)

Job description

ST. LOUIS COMMUNITY CREDIT UNION is seeking a Credit Analyst – Business Services in the Business Services department. Exempt position with responsibilities in reviewing credit requests, analyzing financial data, and ensuring compliance with loan covenants.

The role emphasizes knowledge of current credit policies, accurate financial analysis, and service to business members under state and federal regulations. Salary range shown is $40,000.00 to $54,000.00 annually.