Senior Credit Analyst - Community Banking Growth

1st Advantage Bank; Saint Peters (MO); On-site; USD 80,000 - 110,000; Full time

Job summary

A community-focused bank in Missouri is seeking a Senior Credit Analyst to join their commercial lending team. This role involves analyzing financial statements, preparing credit memos, and managing the loan portfolio to ensure credit quality. Ideal candidates have over 10 years of credit experience and a bachelor's degree in finance or related fields. The position offers a chance to thrive in a supportive community environment while contributing to local businesses' growth.

Qualifications

• 10+ years of commercial credit or lending experience.
• Knowledge of FDIC regulations and community banking credit expectations.
• Experience in a small to midsize community bank preferred.

Responsibilities

• Complete detailed financial statement and tax return analysis.
• Prepare comprehensive credit memos and risk rating recommendations.
• Monitor existing commercial loan portfolio.

Skills

Financial analysis

Cash flow modeling

Attention to detail

Strong work ethic

Education

Bachelor’s degree in Finance, Accounting, Economics, or related field

Tools

Word

Excel

Underwriting software

Job description

A community-focused bank in Missouri is seeking a Senior Credit Analyst to join their commercial lending team. This role involves analyzing financial statements, preparing credit memos, and managing the loan portfolio to ensure credit quality. Ideal candidates have over 10 years of credit experience and a bachelor's degree in finance or related fields. The position offers a chance to thrive in a supportive community environment while contributing to local businesses' growth.