Commercial Credit Analyst - Cash Flow & Lending Analytics

Stifel Financial Corp.; St. Louis (MO); On-site; USD 65,000 - 95,000; Full time

Benefits offered by this job

Health benefits

401k plan

Paid time off

Wellness initiatives

Life insurance

Job summary

Stifel Financial Corp. in St. Louis, MO, is seeking a Credit Analyst to support Commercial Lenders and Portfolio Managers with financial analysis to determine the creditworthiness of borrowers.

The role offers exposure to private and public company lending across industries and requires solid analytical skills. The position involves creating cash flow models, assisting in credit evaluations and risk ratings, ensuring up‑to‑date financial statements, and preparing monthly Board reports.

Qualifications

• Bachelor's degree in finance, accounting or equivalent experience.
• 0–2 years of commercial credit analyst or related experience.

Responsibilities

• Analyze business financial statements and create cash flow models for commercial loans.
• Assist in credit evaluations, annual/quarterly reviews and risk ratings.
• Monitor and manage a commercial loan portfolio.
• Ensure financial statements and certificates are up-to-date.
• Prepare monthly reports summarizing commercial relationships.
• Contribute to Corporate Banking projects as needed.

Skills

Self-motivation

Communication skills

Financial analysis knowledge

Analytical thinking

Independent work

Education

Bachelor's degree in finance or accounting

Tools

Microsoft Word

Microsoft Excel

PowerPoint

Outlook

Job description

Stifel Financial Corp. in St. Louis, MO, is seeking a Credit Analyst to support Commercial Lenders and Portfolio Managers with financial analysis to determine the creditworthiness of borrowers.

The role offers exposure to private and public company lending across industries and requires solid analytical skills. The position involves creating cash flow models, assisting in credit evaluations and risk ratings, ensuring up‑to‑date financial statements, and preparing monthly Board reports.