Senior Credit Analyst - Strategic Lending Pro

Bridgewater Bank; Saint Louis Park (MN); On-site; USD 85,000 - 110,000; Full time

Benefits offered by this job

Healthcare (medical, dental, vision)

401(k) with employer match

Paid vacation & paid holidays

Parental leave

Job summary

Bridgewater Bank in Saint Louis Park, MN is seeking a Senior Credit Analyst to join our Credit team. You will evaluate the financial condition of individuals and businesses applying for lending credit and support lenders through thorough analysis and informed recommendations.

Responsibilities include preparing credit presentations, cash flow analysis, reviewing loan requests, assigning risk ratings, and mentoring other analysts. Strong MS Office skills and effective communication are essential.

Qualifications

• Bachelor’s degree in finance, economics, business or related field.
• 3+ years of experience with C&I and/or Commercial Real Estate.
• Superior analytical/reasoning skills.
• Proficiency in Microsoft Word, Excel, PowerPoint and Outlook.
• Excellent written, verbal, and interpersonal communication skills.

Responsibilities

• Prepare credit presentations with cash flow analysis, forecasting, industry trends and loan histories.
• Collect, review and analyze loan requests, financial information and appraisals for larger deals.
• Assign risk ratings to support loan requests.
• Prepare annual reviews of existing loan relationships.
• Mentor other Credit Analysts and assist lenders with closings.
• Develop and maintain accurate records for lending clients and accounts.
• Identify historical trends of businesses or markets and provide recommendations.
• Maintain knowledge of supporting software, compliance and procedures related to lending.

Skills

Analytical skills

Communication skills

Microsoft Office proficiency

Education

Bachelor's degree in finance, economics, business or related field

Tools

Microsoft Word

Microsoft Excel

PowerPoint

Outlook

Job description

Bridgewater Bank in Saint Louis Park, MN is seeking a Senior Credit Analyst to join our Credit team. You will evaluate the financial condition of individuals and businesses applying for lending credit and support lenders through thorough analysis and informed recommendations.

Responsibilities include preparing credit presentations, cash flow analysis, reviewing loan requests, assigning risk ratings, and mentoring other analysts. Strong MS Office skills and effective communication are essential.