Strategic Commercial Lender & Relationship Builder

Peoples Bank; Munster (IN); On-site; USD 70,000 - 110,000; Full time

Job summary

Peoples Bank, headquartered in Munster, Indiana, seeks a Commercial Lender to originate, underwrite, and close commercial loans while managing a loan portfolio in line with Bank policies and regulatory guidelines.

The role involves developing and servicing loan customers, cross-selling bank products, and expanding relationships. It emphasizes community involvement and maintaining the bank's image as a community bank within Northwest Indiana and Chicagoland.

Qualifications

• Bachelor's degree in business related field.
• 3 to 5 years banking, credit or lending experience preferred.
• Ability to extract and analyze data to identify and resolve exceptions.

Responsibilities

• Call on existing customers to retain and expand relationships.
• Develop new customers and prospects to achieve individual goals.
• Interview prospective customers to understand their loan request and business.
• Provide financial consultation and analysis to assist customers in determining their borrowing capacity.
• Gather financial statements, analyze the loan request and inspect collateral.
• Structure and price the loan within underwriting and pricing guidelines.
• Underwrite loan files through appraisals, title insurance, credit reports and other criteria.
• Participate in Officer Loan Committee with questions and suggestions.

Skills

Credit analysis

Customer relationships

Sales calls

Financial analysis

Education

Bachelor's degree in business or related field

Tools

Salesforce

nCino

Microsoft Excel

Pricing software

Job description

Peoples Bank, headquartered in Munster, Indiana, seeks a Commercial Lender to originate, underwrite, and close commercial loans while managing a loan portfolio in line with Bank policies and regulatory guidelines.

The role involves developing and servicing loan customers, cross-selling bank products, and expanding relationships. It emphasizes community involvement and maintaining the bank's image as a community bank within Northwest Indiana and Chicagoland.