Strategic Commercial Credit Underwriter

State Bank; Findlay (OH); On-site; USD 60,000 - 90,000; Full time

Job summary

State Bank, a high‑performing community bank in Ohio, seeks a Credit Analyst to support the credit analysis function. You will analyze financial data, evaluate borrower prospects, and document loan recommendations in line with lending policies and regulatory requirements.

The role requires a Finance degree and 3+ years of related experience, with strong analytical and communication skills. Join a growing bank focused on integrity, collaboration, and community impact.

Qualifications

• Proficient reading, writing, grammar, and mathematics skills.
• Moderate interpersonal relations and communicative skills.
• A thorough knowledge and understanding of current lending and loan review regulations and banking regulations, procedures, and operations.
• Proficient ability to analyze and interpret financial statements.
• Visual and auditory skills.

Responsibilities

• Supports the credit analysis function by handling data on prospective and active borrowing accounts (financial statements, agency reports, interview sheets).
• Analyzes data and evaluates short- and long-run prospects of individuals or companies.
• May make loan recommendations and document them for lending decisions.
• Ensure credit analysis activities comply with lending policy and regulatory requirements.
• Provide leadership and training for Credit Analyst Trainees and coordinate with team members.

Skills

Reading skills

Writing skills

Grammar skills

Mathematics skills

Interpersonal skills

Communication skills

Regulatory knowledge

Financial statement analysis

Education

Finance degree

Job description

State Bank, a high‑performing community bank in Ohio, seeks a Credit Analyst to support the credit analysis function. You will analyze financial data, evaluate borrower prospects, and document loan recommendations in line with lending policies and regulatory requirements.

The role requires a Finance degree and 3+ years of related experience, with strong analytical and communication skills. Join a growing bank focused on integrity, collaboration, and community impact.