Strategic Commercial Credit Underwriter

State Bank; Bowling Green (OH); On-site; USD 65,000 - 90,000; Full time

Job summary

State Bank is seeking a Credit Analyst with strong financial analysis and regulatory knowledge to support the credit analysis function. You will review financial statements, data from borrowing accounts, and agency reports to evaluate loan prospects and documentation of analysis.

The role includes leading training for trainees and ensuring adherence to lending policies. Ideal candidates have 3+ years in financial analysis, a finance degree or related training, and solid interpersonal and

Qualifications

• Proficient reading, writing, grammar, and mathematics.
• Moderate interpersonal relations and communicative skills.
• A thorough knowledge and understanding of current lending and loan review regulations and banking regulations, procedures, and operations.
• Proficient ability to analyze and interpret financial statements.
• Visual and auditory skills.

Responsibilities

• Performs administrative duties to support the credit analysis function.
• Receives data on prospective and active borrowing accounts, i.e., financial statements, agency reports, and interview and investigation sheets.
• Analyzes data and evaluates the short- and long-run prospects of the individual or company.
• May make recommendations to appropriate personnel on the granting or denying of loans; prepares sufficient information to document recommendations.
• Provides thorough documentation of all financial analysis work, including ratios and other related information.
• Ensures that all credit analysis activities are conducted in accordance with prescribed lending policy.

Skills

Financial analysis

Quantitative skills

Interpersonal skills

Lending regulations

Visual/auditory skills

Education

Finance degree preferred

Job description

State Bank is seeking a Credit Analyst with strong financial analysis and regulatory knowledge to support the credit analysis function. You will review financial statements, data from borrowing accounts, and agency reports to evaluate loan prospects and documentation of analysis.

The role includes leading training for trainees and ensuring adherence to lending policies. Ideal candidates have 3+ years in financial analysis, a finance degree or related training, and solid interpersonal and