Senior Credit Analyst – Lending & Risk

Sb Financial Group Inc.; Bowling Green (OH); On-site; USD 60,000 - 85,000; Full time

Job summary

State Bank in Bowling Green, OH is seeking a Credit Analyst to support the credit analysis function and evaluate prospective and existing borrowers. You will analyze financial statements, prepare documentation, and help document lending decisions.

The role requires a finance degree and 3–5 years in financial analysis, with strong knowledge of banking regulations. A focus on accuracy, structure, and compliance will be essential.

Qualifications

• Bachelor's degree in Finance or related field preferred.
• Minimum of 3 years in financial analysis; 5 years preferred.
• Strong knowledge of lending and banking regulations and loan review processes.
• Ability to analyze and interpret financial statements with accuracy.

Responsibilities

• Support credit analysis function through administrative tasks.
• Receive data on borrowers, including financial statements and agency reports.
• Analyze data and assess short- and long-term prospects of borrowers.
• Prepare documentation to support loan recommendations or approvals.
• Provide leadership and training to Credit Analyst Trainee(s).
• Ensure compliance with lending policies and regulatory requirements.

Skills

Reading & writing

Interpersonal skills

Banking regulations knowledge

Financial statement analysis

Attention to detail

Education

B.S. or B.A. in Finance or related field

Specialized financial analysis training

Job description

State Bank in Bowling Green, OH is seeking a Credit Analyst to support the credit analysis function and evaluate prospective and existing borrowers. You will analyze financial statements, prepare documentation, and help document lending decisions.

The role requires a finance degree and 3–5 years in financial analysis, with strong knowledge of banking regulations. A focus on accuracy, structure, and compliance will be essential.