Senior Commercial Credit Analyst

Community Financial System, Inc.; Olyphant (Lackawanna County); On-site; USD 75,000 - 110,000; Full time

Benefits offered by this job

11 paid holidays

Paid vacation

Medical

Vision & Dental insurance

401K with generous match

Pension

Tuition Reimbursement

Banking discounts

Job summary

Community Financial System, Inc. is seeking a Credit Analyst III to independently analyze and underwrite complex commercial loan relationships. You will prepare detailed credit memoranda and perform advanced financial analyses, including cash-flow and stress considerations.

The role requires at least six years in commercial credit analysis or related banking work, with strong knowledge of credit policies and loan structuring. This on-site position offers competitive compensation and benefits.

Qualifications

• Bachelor's degree in Finance, Accounting, or related field.
• Minimum 6 years in commercial credit analysis, underwriting, or banking.
• Strong knowledge of cash-flow analysis, loan structuring, and credit policies.

Responsibilities

• Independently analyze and underwrite complex commercial credit relationships.
• Prepare comprehensive credit memoranda for new requests, renewals, and reviews.
• Perform advanced financial analysis including cash flow and stress scenarios.

Skills

Financial analysis

Credit underwriting

Excel proficiency

Communication skills

Education

BS/BA in Finance/Accounting/Business Admin

Tools

Excel

Word

Job description

Community Financial System, Inc. is seeking a Credit Analyst III to independently analyze and underwrite complex commercial loan relationships. You will prepare detailed credit memoranda and perform advanced financial analyses, including cash-flow and stress considerations.

The role requires at least six years in commercial credit analysis or related banking work, with strong knowledge of credit policies and loan structuring. This on-site position offers competitive compensation and benefits.