Strategic Commercial Banker: Grow Loans & Relationships

Simmons Bank; Jackson (TN); On-site; USD 65,000 - 95,000; Full time

Job summary

Simmons Bank is seeking a Business Banker to cultivate a portfolio of small to mid-size commercial clients in the local market. You will manage relationships, assess creditworthiness from financials, and cross-sell the bank’s products and services to drive growth.

The role emphasizes strategic relationship management, adherence to policies, and collaboration with loan committees. Strong communication and sales skills are essential for success in a high-activity banking environment.

Qualifications

• Bachelor's degree in business, finance, related field, or relevant job experience is preferred.
• Two to four years lending experience with developed sales skills are preferred.
• Experience in the local market required for better understanding of the lending environment is preferred.
• NMLS required.

Responsibilities

• Strategic focus on small and mid-size commercial client activity through relational selling as a trusted advisor.
• Establishes and negotiates terms under which commercial credit will be extended.
• Responsible for deposit and loan growth.
• Identify and refer SBA opportunities.
• Review financial information to determine creditworthiness and may present recommendations to loan committee.
• Ensure profitability of all commercial relationships within the portfolio.
• Monitor loan repayment and collections; adhere to loan policies and procedures.

Skills

Interpersonal skills

Negotiation skills

Verbal and written communication

Detail oriented

Multi-tasking

Sales skills

Ability to read financials

Education

Bachelor's degree in business/finance or related field

NMLS license

Tools

MS Office

Lending software

Job description

Simmons Bank is seeking a Business Banker to cultivate a portfolio of small to mid-size commercial clients in the local market. You will manage relationships, assess creditworthiness from financials, and cross-sell the bank’s products and services to drive growth.

The role emphasizes strategic relationship management, adherence to policies, and collaboration with loan committees. Strong communication and sales skills are essential for success in a high-activity banking environment.